我国商业银行跨境并购战略初探

发布时间：2018-05-17 14:54

本文选题：商业银行 + 跨境并购　；参考：《复旦大学》2012年硕士论文

【摘要】：自从2001年加入世界贸易组织以来,我国坚持更加积极的开放战略,更加主动地参与经济全球化。金融是现代经济的核心,2006年我国对外资银行全面开放人民币业务,标志着我国金融服务业进入了一个全新的时代。在我国金融市场加大对外开放的同时,我国商业银行也在深化改革,几大国有商业银行的改制上市进程已基本完成。面对世界范围内各大金融巨头日趋激烈的竞争,目前资本金充裕、盈利能力良好的大型中资商业银行应当加快全球化经营步伐,提高自身竞争力,并更好地为我国实体经济服务,而跨境并购正是一种积极的全球化扩张的手段。随着中资企业“走出去”战略和人民币国际化战略的持续推进,我国商业银行必须抓住前所未有的机遇,通过跨境并购的途径做大做强。本文主要围绕我国商业银行跨境并购的战略意义进行研究,并结合实证分析,对我国商业银行跨境并购的路径选择、效率提升和风险防范逐一进行了探讨。全文共分五部分,第一部分是导论,介绍了本文的选题背景和意义、商业银行并购和跨境并购的文献综述、本文的研究思路、创新与不足。第二部分首先对我国商业银行进行全球化经营的必要性进行分析,其次对我国银行进行跨境并购的战略意义进行了阐述,最后结合外资银行成功的跨境并购经验,对我国商业银行跨境并购的可行性进行了研究。第三部分首先介绍了我国商业银行海外扩张的历史和现状,然后对我国商业银行已经完成的跨境并购交易的特点进行了归纳。第四部分首先对我国大型银行的代表——中国工商银行的跨境并购历程进行剖析,其次对工行并购后的财务情况进行实证分析,并将其与农行、建行的财务数据进行比较。第五部分对我国商业银行未来跨境并购的具体路径进行探讨,对跨境并购的风险防范进行了分析,并对我国政府提出相关的政策建议。
[Abstract]:Since joining the WTO in 2001, China has adhered to a more active strategy of opening to the outside world and participated more actively in economic globalization. Finance is the core of modern economy. In 2006, China fully opened its RMB business to foreign banks, indicating that our financial service industry has entered a new era. At the same time, our country's commercial banks are deepening the reform, and the process of reforming and listing several state-owned commercial banks has been basically completed. In the face of increasingly fierce competition among the major financial giants around the world, large Chinese-funded commercial banks with abundant capital and good profitability should speed up the pace of globalization and improve their competitiveness. Cross-border M & A is a positive means of globalization expansion. With the development of Chinese enterprises'"going out" strategy and RMB internationalization strategy, Chinese commercial banks must seize the unprecedented opportunities and make them bigger and stronger through cross-border mergers and acquisitions. This paper focuses on the strategic significance of cross-border mergers and acquisitions of commercial banks in China, and discusses the path choice, efficiency improvement and risk prevention of cross-border mergers and acquisitions of commercial banks in China one by one with the empirical analysis. The paper is divided into five parts. The first part is the introduction. It introduces the background and significance of this paper, the literature review of commercial bank M & A and cross-border M & A, the research ideas, innovation and deficiency of this paper. The second part first analyzes the necessity of the global operation of commercial banks in China, then expounds the strategic significance of cross-border mergers and acquisitions of Chinese banks, and finally combines the successful cross-border M & A experience of foreign banks. The feasibility of cross-border M & A of commercial banks in China is studied. The third part first introduces the history and present situation of overseas expansion of Chinese commercial banks, and then summarizes the characteristics of cross-border M & A transactions that Chinese commercial banks have completed. The fourth part firstly analyzes the cross-border M & A process of ICBC, and then makes an empirical analysis on the financial situation of ICBC after M & A, and compares it with the financial data of ABC and CCB. The fifth part discusses the specific path of future cross-border mergers and acquisitions of commercial banks in China, analyzes the risk prevention of cross-border mergers and acquisitions, and puts forward relevant policy recommendations to our government.
【学位授予单位】：复旦大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.2

【参考文献】