基于灰关联理论的X县农村信用社竞争力研究

发布时间：2018-05-17 15:18

本文选题：农村信用社 + 竞争力评价　；参考：《湖南大学》2012年硕士论文

【摘要】：深化农村金融体制改革，放开金融市场，一系列政策让金融业的竞争日趋火热。外资银行的进入，四大国有商业银行攻城略地实力的提升，农业银行的重返阵地，股份制银行业务破冰跨区经营，邮政储蓄银行应运而生，，以及村镇银行的呱呱落地，对农村信用合作联社的现有阵地形成了巨大的冲击波。因此，增强对农村信用合作联社的竞争力评价，提升其竞争力是农村信用合作联社的当务之急。本文结合所学的理论知识，从量化分析的角度对X县农村信用合作联社竞争力评价进行分析，应用熵理论对农村信用合作联社竞争力评价的各指标赋权，并用关联度度量分析各农村信用合作联社的竞争力现状，以据此提出相应的提升其竞争力的方案，为推动X县农村信用合作联社的发展提供科学依据。本文建立了基于灰色系统理论的农村信用合作联社竞争力评价模型，为农村信用合作联社竞争力评价提供了新的思路。以所有农村信用合作联社中竞争力水平最好的各个指标值组成一个理想的农村信用合作联社，计算各个目标农村信用合作联社与理想农村信用合作联社之间的关联度，按照关联度大小的排序实际上就是农村信用合作联社竞争力水平的排序。由此来反映各个指标对竞争力的影响，为决策者提供提高竞争力的提供参考。本文对X县农村信用合作联社的竞争力的研究，对该县各区农村信用合作联社如何提升竞争力具有一定的借鉴作用，其它相关农村金融企业也可以用此研究方法作为借鉴，以评定自身竞争力，找到提高竞争力的侧重点和有效方案，从而起到以管窥的作用，进而有利于农村信用合作联社的可持续发展，有效的解决“三农问题”，同时对构建和谐社会主义社会起到了一定的作用。因此对X县农村信用合作联社的竞争力的研究有深远的理论意义和现实意义。
[Abstract]:Deepening the reform of the rural financial system and opening up the financial market, a series of policies have made the financial industry increasingly competitive. With the entry of foreign banks, the upgrading of the strength of the four major state-owned commercial banks in attacking the cities, the return of the Agricultural Bank to its position, the operation of joint-stock banks in ice-breaking areas, the emergence of postal savings banks, and the arrival of village and town banks. The existing position of the rural credit cooperative association has formed a huge shock wave. Therefore, it is urgent to strengthen the evaluation of the competitiveness of rural credit cooperatives and enhance their competitiveness. Combined with the theoretical knowledge learned, this paper analyzes the competitiveness evaluation of X County Rural Credit Cooperative Society from the angle of quantitative analysis, and applies entropy theory to the evaluation of the competitiveness of rural credit cooperatives. This paper analyzes the present situation of the competitiveness of the rural credit cooperative cooperatives by using the correlation measure, and puts forward the corresponding schemes to enhance their competitiveness, which provides scientific basis for promoting the development of the rural credit cooperative societies in X County. In this paper, the evaluation model of the competitiveness of rural credit cooperatives based on grey system theory is established, which provides a new way of thinking for the evaluation of the competitiveness of rural credit cooperatives. To form an ideal rural credit cooperative with the best index value of the competitiveness of all rural credit cooperatives, and calculate the correlation degree between each target rural credit cooperative association and the ideal rural credit cooperative association. The ranking according to the degree of relevance is actually the ranking of the level of competitiveness of rural credit cooperatives. This reflects the impact of various indicators on competitiveness and provides reference for decision makers to improve competitiveness. This paper studies the competitiveness of X County Rural Credit Cooperative Society, which can be used for reference by other rural financial enterprises. In order to evaluate their own competitiveness, to find the key points and effective solutions to improve their competitiveness, so as to play a voyeurizing role, and thus conducive to the sustainable development of rural credit cooperatives, and effectively solve the "three rural issues", At the same time, the construction of a harmonious socialist society has played a certain role. Therefore, the research on the competitiveness of X County Rural Credit Cooperative is of profound theoretical and practical significance.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.35;N941.5

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