基于电子化金融服务创新的普惠型农村金融体系重构研究

发布时间：2018-05-20 16:39

  本文选题：电子化金融服务 + 普惠型农村金融体系　； 参考：《财贸经济》2010年03期

【摘要】：通过对广西横县、灵山、田东3县电子化金融服务渠道的专题调研,本文分析了信息技术创新对建立普惠型农村金融体系的重要意义。研究结果表明,电子化金融服务渠道创新是建立普惠型农村金融体系的突破口;实现广大乡村地区电子化金融服务的可持续发展是当前存在的主要难题;应充分尊重自下而上的电子化金融服务模式创新;电子化金融服务具有"准公共品"的特征,在构建该体系的过程中应充分发挥社会各方的积极作用。
[Abstract]:Based on the special investigation of electronic financial service channels in Hengxian, Lingshan and Tian Dong counties in Guangxi, this paper analyzes the significance of information technology innovation to the establishment of inclusive rural financial system. The results show that the innovation of the electronic financial service channel is the breakthrough of establishing the inclusive rural financial system, and the realization of the sustainable development of the electronic financial service in the vast rural areas is the main problem at present. The innovation of electronic financial service mode from bottom to top should be fully respected, and the electronic financial service should have the characteristics of "quasi-public goods" and should give full play to the positive role of all parties in the process of constructing the system.
【作者单位】： 中国农业银行博士后工作站;北京大学博士后流动站;
【基金】：国家社科基金重大项目《大型商业银行服务‘三农’对策研究》的阶段性成果(项目号:08&ZD023)
【分类号】：F832.2
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本文编号：1915433