河北省改制组建农村商业银行的问题及对策

发布时间：2018-05-21 17:10

本文选题：农村商业银行 + 股份制改革　；参考：《河北大学》2012年硕士论文

【摘要】：农村信用社一直是服务三农的主力军，但是由于农村信用社效率低下，历史包袱沉重，管理落后等方面的原因，已经不能满足农村经济的发展需要。2003年我国开始了农村信用社新一轮的改革，现在改革的方向已经明确，要把农村信用社进行改制，建立农村商业银行。现在河北省正在积极推进农村信用社改制工作，有的农村信用社已经改建成立了农村商业银行。农村商业银行存在的时间比较短，这方面的研究比较少。河北省进行农村信用社改建农村商业银行也是没有任何的经验可言，所以对河北省农村信用社改建农村商业银行进行研究，并参考我国比较成功的农村商业银行的发展经验，对河北省农村信用社改建农村商业银行以及农村商业银行发展中存在的问题进行分析，可以给河北省农村商业银行发展提供政策建议，促进河北省农村商业银行更好地发展。本文的第1章为绪论，主要介绍了本文的研究背景，意义，研究现状以及本文的创新点。第2章主要介绍了我国农村信用社改革的背景和原因，以及经过了农村信用社改制建立的农村商业银行的发展现状，农村商业银行在农村金融领域处于怎样的位置。第3章主要介绍了一些经济发达地区做的比较成功的农村商业银行的发展情况，探讨它们成功的经验是什么，有什么值得借鉴的经验，以及它们在发展中遇到了什么样的难题，怎么样去解决这些问题。第4章主要是介绍河北省的农村商业银行的发展情况，以及河北省的农村商业银行在建立过程以及发展中的问题。第5章是推进和完善河北省农村商业银行发展的建议。最后，，是对本文的研究结论进行了总结
[Abstract]:Rural credit cooperatives have always been the main force in serving agriculture, rural areas and farmers. However, due to the low efficiency of rural credit cooperatives, heavy historical burdens and backward management, In 2003, China began a new round of reform of rural credit cooperatives, and now the direction of reform has been clear, we should reform rural credit cooperatives and establish rural commercial banks. Now Hebei Province is actively promoting the reform of rural credit cooperatives, some rural credit cooperatives have been rebuilt and set up rural commercial banks. Rural commercial banks exist for a relatively short time, this area of research is less. There is no experience in rebuilding rural commercial banks by rural credit cooperatives in Hebei Province. Therefore, the study on the reconstruction of rural commercial banks by rural credit cooperatives in Hebei Province, and reference to the development experience of the more successful rural commercial banks in China, This paper analyzes the problems existing in the reconstruction of rural commercial banks and the development of rural commercial banks in Hebei Province, which can provide policy suggestions for the development of rural commercial banks in Hebei Province and promote the better development of rural commercial banks in Hebei Province. The first chapter is the introduction, mainly introduces the research background, the significance, the research present situation and the innovation of this paper. The second chapter mainly introduces the background and reason of the rural credit cooperative reform in China, and the status quo of the rural commercial bank which has been established through the rural credit cooperative reform, and what position the rural commercial bank is in the rural finance field. Chapter 3 mainly introduces the development of some more successful rural commercial banks in developed areas, discusses their successful experience, what experience they have to learn from, and what difficulties they have encountered in the development. How to solve these problems. Chapter 4 mainly introduces the development of rural commercial banks in Hebei Province and the problems in the process of establishment and development of rural commercial banks in Hebei Province. The fifth chapter is to promote and improve the development of rural commercial banks in Hebei Province. Finally, the conclusion of this paper is summarized.
【学位授予单位】：河北大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.33

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