中国人民银行管理体制存在的问题及改革建议

发布时间：2018-05-28 14:05

本文选题：中央银行 + 独立性　；参考：《西南交通大学》2015年硕士论文

【摘要】：自1998年,中国人民银行跨行政区域设置的九家大区分行相继成立,标志着中国人民银行体制改革取得了实质进展,新的中央银行管理体制框架基本形成。但是,随着金融体制改革的深入和金融市场的发展,现行体制机制仍然不能适应新形势下中国人民银行依法履行职责的需要,且与金融机构业务发展也不相适应。本文立足成都市,主要研究中国人民银行的管理体制设置及存在的缺陷,采取比较研究和个案研究方法,具有非常重要的理论意义和实践意义。中央银行的管理体制主要体现在中央银行制度、中央银行独立性和中央银行金融监管,中央银行独立性是中央银行制度设立的基础和后果,中央银行金融监管是中央银行制度的派生职能,三者是相互联系,相互作用。本文通过对中央银行制度、中央银行独立性和中国人民银行制度作为中央银行管理体制的重要部分的阐述,比较美国联邦储备银行、欧洲中央银行、英格兰银行、日本银行制度四种中央银行管理体制的差异,分析其优劣。结合中国国情,梳理了中国人民银行管理体制改革历程,通过对比分析,为中国人民银行管理体制设置提供充分依据。发现中国人民银行的管理体制主要存在四个方面的问题：中国人民银行相对独立性、监管职能分离后的金融监管、机构设置以及基层支行职能定位的问题。针对存在的问题,提出了改革建议：要进一步增强中国人民银行的独立性；强化中国人民银行的金融监管效能；合理确定中国人民银行机构设置；努力提升基层支行履职能力。
[Abstract]:Since 1998, nine regional branches of the people's Bank of China have been set up across administrative regions, marking the substantial progress in the reform of the system of the people's Bank of China and the basic formation of a new central bank management system framework. However, with the deepening of the reform of the financial system and the development of the financial market, the current system and mechanism still can not meet the need of the people's Bank of China to perform its duties according to law under the new situation, and it is also incompatible with the business development of the financial institutions. Based on Chengdu, this paper mainly studies the management system setup of the people's Bank of China and its defects, and adopts comparative study and case study method, which has very important theoretical and practical significance. The management system of the central bank is mainly embodied in the central bank system, the independence of the central bank and the financial supervision of the central bank. The independence of the central bank is the foundation and consequence of the establishment of the central bank system. The financial supervision of the central bank is the derivative function of the central bank system. This paper compares the Federal Reserve Bank of the United States, the European Central Bank, the Bank of England, and the people's Bank of China as an important part of the central bank management system, including the central banking system, the independence of the central bank and the people's Bank of China. The differences of four kinds of central bank management system in Japan are analyzed. This paper combs the reform course of the management system of the people's Bank of China according to the national conditions of China, and provides a sufficient basis for the setting up of the management system of the people's Bank of China through comparison and analysis. It is found that there are four main problems in the management system of the people's Bank of China: the relative independence of the people's Bank of China, the financial supervision after the separation of the supervisory functions, the establishment of the institutions and the functional orientation of the grass-roots branches. In view of the existing problems, this paper puts forward some reform suggestions: to further strengthen the independence of the people's Bank of China; to strengthen the effectiveness of the financial supervision of the people's Bank of China; to rationally determine the institutional setting of the people's Bank of China; and to strive to enhance the ability of the grassroots branches to carry out their duties.
【学位授予单位】：西南交通大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.31

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