中国进出口银行支持出口型中小微企业发展的对策研究

发布时间：2018-05-29 13:23

  本文选题：中国进出口银行 + 出口型中小微企业　； 参考：《福建师范大学》2015年硕士论文

【摘要】：中小微企业是国民经济发展的重要驱动力,它们在创造外汇储备、提高就业、增加税收等方面发挥了重要的作用。但不容忽视的是,出口型中小微企业在经营过程中不仅面临着一般中小微企业的共同困难,如融资难,而且还隐藏着汇率风险、国际市场风险等多重考验。国有大中型企业与民营中小微企业长期以来市场地位的不平等,导致中小微企业始终无法享有与其功能发挥相匹配的金融资源。为了缓解出口型中小微企业在新常态下经济发展中的经营困难,研究和探讨作为政策性银行典型代表之一的中国进出口银行如何有效支持出口型中小微企业健康发展,满足其多元化的金融需求,具有重要的理论和现实意义。本文以政府干预理论、政策性金融资源优化配置理论、对外贸易可持续发展理论为依据,运用理论分析与实证分析、定性分析与定量分析相结合的方法,界定出口型中小微企业的内涵与特征,分析出口型中小微企业发展的资金需求及特点,阐述中国进出口银行支持出口型中小微企业发展的现状、成效以及面临的问题。在此基础上,借鉴主要发达国家的政策性银行对出口型小企业的支持经验,结合我国国情,围绕出口型中小微企业面临的融资困难、汇率风险、国际市场风险,通过完善政策性金融支持的法律政策体系、建立资金补充机制,创新金融产品与服务、加快人才培养,增设专业部门、建立健全风险防范机制,提出有效促进中国进出口银行支持出口型中小微企业发展的对策建议。
[Abstract]:Small and medium-sized enterprises are the important driving force of national economic development. They play an important role in creating foreign exchange reserves, increasing employment, increasing tax revenue and so on. However, it can not be ignored that the export-oriented SMEs not only face the common difficulties such as financing difficulties, but also hide the risk of exchange rate, international market risk and so on. Large and medium-sized state-owned enterprises and private small and medium-sized enterprises have been unequal in market position for a long time, resulting in the small and medium-sized enterprises can not enjoy the financial resources matching their functions. In order to alleviate the difficulties of export-oriented SMEs in economic development under the new normal, this paper studies and discusses how the Export-Import Bank of China, as one of the typical representatives of policy banks, can effectively support the healthy development of export-oriented MSMEs. Meeting its diversified financial needs has important theoretical and practical significance. Based on the theory of government intervention, the theory of optimal allocation of policy-oriented financial resources and the theory of sustainable development of foreign trade, this paper applies the methods of combining theoretical analysis with empirical analysis, qualitative analysis and quantitative analysis. This paper defines the connotation and characteristics of export-oriented small and medium-sized enterprises, analyzes on the capital requirements and characteristics of the development of export-oriented small and medium-sized enterprises, and expounds the present situation, results and problems faced by the Export and Import Bank of China in supporting the development of export-oriented small and medium-sized enterprises. On this basis, using the experience of policy banks in major developed countries to support export-oriented small enterprises, combining with the situation of our country, focusing on the financing difficulties, exchange rate risks and international market risks faced by export-oriented small and medium-sized enterprises, By perfecting the legal and policy system of policy-oriented financial support, establishing a mechanism for replenishing funds, innovating financial products and services, speeding up the training of talents, creating more specialized departments, and establishing and perfecting the risk prevention mechanism, The countermeasures and suggestions to promote the development of export-oriented small and medium-sized enterprises by China Export-Import Bank are put forward.
【学位授予单位】：福建师范大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.31;F752.6

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