赣州市新农村建设金融支持问题研究

发布时间：2018-06-02 15:30

本文选题：赣州市 + 新农村建设　；参考：《江西农业大学》2012年硕士论文

【摘要】：党的十六届五中全会首次将建设社会主义新农村确定为我国现代化进程中的重大历史任务。建设新农村是亿万中国农民的殷切期望,是党和政府的奋斗目标,是全面建设小康社会的伟大实践。在党中央、国务院的正确领导下,在江西省委、省政府的统一部署下,江西各地进行了建设社会主义新农村的实践探索,取得了一定的成效。然而,由于社会主义新农村建设是一项长期性的巨大工程,需要大量的资金投入,而江西属于欠发达地区,财政收入有限,新农村建设资金投入存在较大的缺口,一定程度上阻碍了新农村建设。一直以来,农业、农村和农民问题是江西经济社会发展过程中较为突出的问题,其解决与否直接接关系到江西省新农村建设以及全面小康社会的能否实现,因此,江西新农村建设对于江西“科学崛起、绿色发展、进位赶超”意义重大。新农村建设的根本任务是加快农村经济发展、促进农民持续增收。但当前江西新农村建设所需金融资金存在较大缺口,金融支持新农村建设还存在许多实际困难和突出问题。围绕这一系列问题开展江西新农村建设资金需求、江西农村金融支持的现状、农村金融机构服务能力及如何完善金融支持的研究,使之更好地服务于新农村建设,将极具现实意义。本文正是以江西省赣州市的新农村建设为研究对象,运用定性分析和定量分析相结合的方法。首先,从赣州市的新农村建设金融支持的现状入手,分析出赣州市金融支持的现状、特点。其次,从赣州市新农村建设的资金需求为切入点,分析出了赣州市新农村建设资金需求巨大、金融需求多样化等特点。接着,深入剖析赣州金融支持存在的问题,指出农村金融主体供给能力不足、农村资金外流严重、农业保险发展缓慢等问题,并结合赣州市的实际情况客观分析原因,得出农业及农村经济的自然特点限制、现行的农村金融体制制约着金融支持作用的发挥、农村金融生态环境较差等原因。最后,基于上述分析,提出了健全农村金融体系、创新金融服务方式,加强农村信用体系建设、完善风险防患机制,完善农村保险保障体系、创新金融担保方式,加大统筹协调力度、健全法律保障体系等一系列加大江西新农村建设金融支持力度的对策建议,力求为政府宏观决策提供依据,为赣州市新农村建设建言献策。
[Abstract]:The Fifth Plenary session of the 16th CPC Central Committee for the first time identified the construction of a new socialist countryside as a major historical task in the process of modernization of our country. Building a new countryside is the earnest expectation of hundreds of millions of Chinese farmers, the goal of the Party and the government, and the great practice of building a well-off society in an all-round way. Under the correct leadership of the Party Central Committee and the State Council, under the unified arrangement of the Jiangxi Provincial Party Committee and the provincial government, various localities in Jiangxi have carried out practical exploration of building a new socialist countryside and achieved certain results. However, because the construction of the new socialist countryside is a long-term huge project, it needs a lot of capital investment. However, Jiangxi belongs to the underdeveloped areas, and the financial income is limited, so there is a big gap in the capital input for the new rural construction. To some extent, hinders the construction of new countryside. The problems of agriculture, rural areas and farmers have always been prominent problems in the process of economic and social development in Jiangxi Province, and whether their solution is directly related to the construction of new rural areas in Jiangxi Province and the realization of a well-off society in an all-round way, therefore, Jiangxi's new rural construction is of great significance to Jiangxi's "scientific rise, green development and carry-over". The basic task of new rural construction is to speed up the development of rural economy and promote farmers'sustained income increase. However, there is a big gap in the financial funds needed for the construction of the new countryside in Jiangxi at present, and there are still many practical difficulties and outstanding problems in the financial support of the construction of the new countryside. Focusing on this series of problems, the paper carries out the research on the capital demand of Jiangxi's new rural construction, the present situation of Jiangxi's rural financial support, the service capacity of rural financial institutions and how to improve the financial support, so as to make it better serve the new rural construction. Will be of great practical significance. This paper takes the construction of new countryside in Ganzhou City of Jiangxi Province as the research object and combines qualitative analysis with quantitative analysis. First of all, from the Ganzhou new rural construction financial support status quo, analysis Ganzhou financial support status quo, characteristics. Secondly, from the new rural construction of Ganzhou as the starting point of capital demand, the paper analyzes the characteristics of Ganzhou new rural construction capital demand is huge, financial demand diversification and so on. Then, it deeply analyzes the problems existing in Ganzhou's financial support, points out that the supply capacity of rural financial main body is insufficient, the rural capital outflow is serious, and the development of agricultural insurance is slow, and analyzes the reasons objectively combined with the actual situation of Ganzhou City. It is concluded that the natural characteristics of agriculture and rural economy, the current rural financial system restricts the role of financial support, the rural financial ecological environment is poor, and so on. Finally, based on the above analysis, the paper puts forward to perfect the rural financial system, innovate the way of financial service, strengthen the construction of rural credit system, perfect the risk prevention mechanism, perfect the rural insurance security system, and innovate the financial guarantee mode. A series of countermeasures and suggestions to strengthen the financial support for Jiangxi's new rural construction are put forward in order to provide the basis for the government's macro decision and to offer suggestions for the construction of the new countryside in Ganzhou.
【学位授予单位】：江西农业大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.7;F327

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