中国“钱荒”生成机理之研究

发布时间：2018-06-07 07:34

本文选题：钱荒 + 货币供求　；参考：《吉林财经大学》2015年硕士论文

【摘要】：2008年的金融危机席卷全球,时至今日其对世界经济造成的负面影响依然存在,国际经济金融环境并不乐观。我国自身又处于经济转型期,正是消化前期货币政策效果的关键时期,结构和体制中的问题逐步显现,经济增速明显放缓。在这种“内忧外患”交集的情况下,2013年我国市场先后两次出现大规模的“钱荒”,银行业资金紧张,纷纷回笼资金,银行间隔夜拆借利率飙升,各大银行都相继加入了抢钱大战,金融业秩序陷入了混乱。但与一般意义上的钱荒不同的是我国在发生“钱荒”的同时还伴随着连年增长的货币供应量,2013年就已经突破百万亿大关,高居世界首位。这“一少一多”冰火两重天的“钱荒”现象引发了金融界的热切关注。对于造成钱荒的原因及解决办法也是众说纷纭,未有定论,但达成普遍共识的是欲寻求“钱荒”的治理办法,必先弄清楚几个问题:为什么广义货币供应量全球第一的中国会爆发钱荒?中国庞大的货币存量都到哪里去了?中国究竟是“钱多”还是“钱少”?基于对以上问题的思考,本文从货币供需的理论分析出发,从我国“钱荒”的特点着手,对“钱荒”的生成机理进行分析。本文共分为五个部分:在第一部分,本文首先在综合了以往国内外学者的研究成果的基础上,对“钱荒”问题的相关理论和原因分析进行了客观的介绍,并且对本文的研究思路和研究方法做了简要介绍;在第二部分,本文着重介绍了我国在过去货币政策方针制定中主要参考的两种主流的货币供求理论——凯恩斯主义和货币主义,并以此作为下文研究的理论基础;第三部分本文总结了“钱荒”在我国的特点,即“货币多,资金紧”,并简要介绍了中国式钱荒对我国经济各方面造成的影响;在第四部分,是给予上述理论与实践的分析,对造成我国独特“钱荒”态势的生成机理进行了研究,结果表明我国的“钱荒”的根源不在于总量,而在于结构;在第五部分,本文针对造成我国“钱荒”的多方面原因提出与之相关的建议。
[Abstract]:The financial crisis of 2008 engulfed the whole world, and today its negative impact on the world economy still exists, and the international economic and financial environment is not optimistic. Our country itself is in the economic transition period, which is the key period of digesting the effect of monetary policy in the early stage. The problems in the structure and system gradually appear, and the economic growth rate obviously slows down. In this "internal and external" situation, in 2013, there were two large-scale "money shortages" in China's market. The banking sector was short of funds, so they withdrew their funds one after another, and the interest rate on overnight inter-bank borrowing soared. Major banks have joined the fight for money, the financial order into chaos. But what is different from the money shortage in general is that the money shortage in our country is accompanied by the money supply increasing year after year. In 2013, it has already broken through the hundred trillion mark, ranking first in the world. The phenomenon of "a few and more" ice-fire double-day "money shortage" has aroused the keen concern of the financial world. There are different opinions on the causes and solutions of the shortage of money, but there is a general consensus that we want to find a solution to the problem of the "shortage of money". A few questions must be found out: why did China, the world's largest money supply in the broad sense, run out of money? Where is China's huge stock of money? Is it "more money" or "less money" in China? Based on the thinking of the above problems, this paper starts from the theoretical analysis of money supply and demand, starting from the characteristics of "money shortage" in China, and analyzes the forming mechanism of "money shortage". This paper is divided into five parts: in the first part, this paper firstly introduces the related theories and causes of the problem of "money shortage" objectively on the basis of synthesizing the previous research results of scholars at home and abroad. In the second part, the author gives a brief introduction to the research ideas and methods. This paper mainly introduces the two main theories of monetary supply and demand, Keynesianism and monetarism, which were mainly referenced in the formulation of monetary policy in the past in our country, and used them as the theoretical basis of the following research. The third part of this paper summarizes the characteristics of "money shortage" in China, that is, "more money, tight capital", and briefly introduces the impact of the Chinese money shortage on all aspects of China's economy; in the fourth part, it gives an analysis of the above theory and practice. The formation mechanism of the unique "money shortage" situation in China is studied. The results show that the root of the "money shortage" in our country lies not in the total amount, but in the structure; in the fifth part, This paper puts forward some suggestions on the causes of the shortage of money in China.
【学位授予单位】：吉林财经大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F822.2;F124

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