中国商业银行的国际化发展研究

发布时间：2018-06-12 17:10

本文选题：中国商业银行 + 国际化发展　；参考：《云南大学》2015年硕士论文

【摘要】：面对日益加速的经济全球化和金融自由化趋势,全球金融市场联系增强,中国商业银行也借着国际金融格局变化的东风,积极推进其国际化步伐,打造国际化发展的未来蓝图。在我国金融市场全面开放之际,大量外资银行涌入并获准在国内经营人民币业务,国内市场竞争日益激烈,中国商业银行必须加快其国际化发展的步伐,推动战略转型,增强其在全球金融市场上的竞争实力；与此同时,人民币国际化步伐不断推进,其跨境交易将日益增多,无论是在离岸市场还是在岸市场的影响都将不断增强,这为中国商业银行创造了非常好的国际化发展条件。随着国内市场对外开放程度的不断加深,国内企业伴随国内经济持续增长,其跨国经营不断深入；加之国内各大商业银行各方面实力不断增强,以及金融危机等的影响,都表明我国商业银行的国际化发展必将大有可为。因此,对中国商业银行国际化发展这一问题的讨论和研究,有着重要的理论及现实意义。本文一共分为六个章节。其中,第一章为绪论,第二章至第四章分别从中国商业银行国际化发展的研究状况、现状、优势与劣势的角度对其国际化发展状况进行讨论,接下来在第五章结合对我国商业银行国际化发展典型案例研究,综合得出我国商业银行国际化发展的建议。本文研究发现,在当今形势下,中国商业银行的国际化发展战略与企业的“走出去”战略、国家的贸易全球化战略以及人民币的国际化战略等是相互促进,密不可分的,银行国际化是中国经济全球化不断深入的必由之路。目前,中国商业银行的国际化发展虽然取得了阶段性的成果,战略方向也不断清晰,但是,机遇与挑战并存,其国际化发展还有很长的路要走。
[Abstract]:In the face of the accelerating trend of economic globalization and financial liberalization, the global financial market links are strengthened, and the Chinese commercial banks actively promote the pace of internationalization and create a blueprint for its future development by taking advantage of the changing international financial structure. When China's financial market is fully open, a large number of foreign banks are allowed to operate RMB business in China. The competition in the domestic market is becoming increasingly fierce. Chinese commercial banks must speed up their international development and promote the strategic transformation. Strengthen its competitive position in global financial markets; at the same time, as the pace of internationalization of the renminbi continues to advance, cross-border transactions will increase, both in the offshore market and in the onshore market. This for China's commercial banks to create a very good international development conditions. With the deepening of the opening up of the domestic market, with the sustained growth of the domestic economy, the transnational operation of domestic enterprises continues to deepen; in addition, the strength of the major domestic commercial banks is constantly increasing, as well as the impact of the financial crisis, etc. The international development of commercial banks in China will be promising. Therefore, the discussion and research on the international development of Chinese commercial banks has important theoretical and practical significance. This paper is divided into six chapters. Among them, the first chapter is the introduction, the second to the fourth chapters respectively from the Chinese commercial bank internationalization development research situation, the present situation, the superiority and the inferiority angle carries on the discussion to its internationalization development situation. Then in the fifth chapter, combined with the typical case study of the internationalization development of commercial banks in China, the suggestions of internationalization development of commercial banks in China are summarized. This paper finds that, under the current situation, the internationalization development strategy of Chinese commercial banks and the "going out" strategy of enterprises, the national trade globalization strategy and the internationalization strategy of RMB are mutually reinforcing and inseparable. Bank internationalization is the only way for China's economic globalization to deepen. At present, although the internationalization development of Chinese commercial banks has achieved periodic results and the strategic direction is also clear, opportunities and challenges coexist, and there is still a long way to go for the internationalization development of Chinese commercial banks.
【学位授予单位】：云南大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.33

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