供应链金融的风险管理问题研究

发布时间：2018-06-20 04:17

本文选题：供应链金融 + 风险管理　；参考：《首都经济贸易大学》2012年硕士论文

【摘要】：在商业银行间竞争日益激烈的今天，供应链金融创新了一种新型金融服务。供应链金融对我国商业银行的生存、发展具有重要的意义，有效促进行业间竞争，提高商业银行服务能力。同时，，中小企业融资难问题一直困扰着我国经济发展的难题，融资难也成为制约我国中小企业发展的瓶颈，不仅仅对于中小企业没有充足的资金难以发展，与此同时这个问题也诱发了其他不稳定的因素，比如民间借贷问题。尽管国内各大商业银行纷纷提出要把供应链金融做大做强，但实践操作过程，往往把做大放在首位而忽略了做强，由于供应链金融在我国刚刚起步，于是尽快抢占市场份额成了我各家商业银行的首要目标，于是忽视风险控制制度，盲目对核心企业授信，授信额度随意。基于此，本文通过对供应链金融的全面分析，从不同模式的不同特征出发，分析各种模式下的供应链金融主要风险，最后提出供应链金融在风险管理方面的建议。
[Abstract]:With the increasingly fierce competition among commercial banks, supply chain finance innovates a new type of financial service. Supply chain finance is of great significance to the survival and development of commercial banks in our country. It can effectively promote the competition among industries and improve the service ability of commercial banks. At the same time, the financing problem of small and medium-sized enterprises has been puzzling the economic development of our country, financing difficulties have also become the bottleneck restricting the development of small and medium-sized enterprises in China, not only for small and medium-sized enterprises without sufficient funds to develop. At the same time, this problem has also induced other unstable factors, such as private lending. Although the domestic commercial banks have proposed to make the supply chain finance bigger and stronger, in the practical operation process, it is often put in the first place and neglected to strengthen, because the supply chain finance has just started in our country. Therefore, seizing the market share as soon as possible has become the primary target of our commercial banks, so ignore the risk control system, blindly grant credit to the core enterprises, and grant credit quotas at will. Based on this, this paper analyzes the main risks of supply chain finance from the different characteristics of different modes, and finally puts forward some suggestions on the risk management of supply chain finance.
【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.4;F274

【相似文献】