中外投资银行发展模式比较研究

发布时间：2018-06-23 18:32

本文选题：投资银行 + 分业经营模式　；参考：《吉林财经大学》2012年硕士论文

【摘要】：随着世界金融环境发生日益复杂的变化，我国金融体制改革也在逐步深入，投资银行作为金融市场的中坚力量，在国际金融市场上发挥着越来越重要的作用。投资银行是证券和股份公司制度发展到特定阶段的产物，经过数百年的发展，投资银行已成为金融体系的一个重要组成部分，是资本市场的核心，是连接宏观经济决策与微观企业行为的枢纽。而我国投资银行的业务发展尚仍属于起步阶段，其在业务开展过程中显示出许多问题，较西方发达国家尚有差距。本文是基于混业经营成为投资银行发展模式的趋势背影而展开深入的研究，首先，详细介绍了投资银行的发展历程、涵义、业务、全面地比较了投资银行与商业银行，分别阐述投资银行分业经营发展模式和混业经营发展模式，并对两者的利弊进行了比较；其次，介绍了美国、英国、日本投资银行发展模式的演进，并以我国投资银行的起源作为分析的起点，对我国投资银行发展的现状、存在问题及我国投资银行的发展模式进行了阐述，在中外投资银行发展模式对比分析的基础上，提出几点国外投行发展模式的经验借鉴。然后，运用金融学和管理学知识并结合当下后危机时代的背景，分析了美国投资银行与产生此次金融危机的深层次根源，在危机的背后反思美国投资银行经营模式下所产生的一系列问题的原因，在汲取美国投资银行发展的经验教训的同时概括了后危机时代对中国投资银行发展模式选择的启示；最后，在总结前面研究的基础上，为我国投资银行发展模式的战略选择提出相关建议。文中的研究主要运用了归纳、比较的分析方法，在很多现有投资银行发展模式研究成果的基础上，，运用案例研究方法，研究了国外较为全面且有代表性的投资银行的发展模式，对中外投资银行发展模式的选择进行了比较。并且力图通过对国际金融危机前与危机后的美国投资银行发展模式进行对比思考，为我国投资银行在后危机时代发展模式的战略选择上起到启示作用。
[Abstract]:With the increasingly complex changes in the world financial environment, the reform of China's financial system is also gradually deepening. Investment banks, as the backbone of the financial market, are playing an increasingly important role in the international financial market. Investment banking is the product of the development of the securities and joint-stock company system to a specific stage. After hundreds of years of development, investment banking has become an important part of the financial system and the core of the capital market. It is a key link between macro-economic decision-making and micro-enterprise behavior. However, the development of investment banking in China is still in its infancy, and it shows many problems in the process of business development, which is still far behind that of western developed countries. This paper is based on the trend that mixed operation has become the development mode of investment bank. Firstly, it introduces the development course, meaning, business of investment bank in detail, and compares investment bank with commercial bank in an all-round way. This paper expounds the development mode of separate operation and mixed operation of investment bank, and compares their advantages and disadvantages. Secondly, it introduces the evolution of the development mode of investment bank in the United States, Britain and Japan. Taking the origin of China's investment bank as the starting point, this paper expounds the present situation, existing problems and the development mode of China's investment bank, on the basis of comparative analysis of the development models of Chinese and foreign investment banks. Put forward a few foreign investment bank development model of experience. Then, using the knowledge of finance and management and combining the background of the current post-crisis era, this paper analyzes the deep roots of the American investment bank and the financial crisis. In the background of the crisis, the author reflects on the causes of a series of problems arising from the operation mode of the American investment bank, and summarizes the enlightenment of the post-crisis era on the choice of the development mode of the Chinese investment bank while learning the experience and lessons of the development of the American investment bank. Finally, on the basis of summing up the previous research, some suggestions are put forward for the strategic choice of the development mode of China's investment banks. The research in this paper mainly uses the inductive and comparative analysis methods, on the basis of many existing investment bank development model research results, using the case study method, has studied the foreign relatively comprehensive and representative investment bank development pattern. The choice of development mode of Chinese and foreign investment banks is compared. And try to compare the development mode of American investment bank before the international financial crisis and after the crisis, so as to enlighten our country's investment bank in the strategic choice of the development mode in the post-crisis era.
【学位授予单位】：吉林财经大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F831.2

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