黑H行中俄贸易跨境人民币结算业务拓展研究

发布时间：2018-06-27 16:10

本文选题：对俄贸易 + 跨境人民币结算　；参考：《哈尔滨工程大学》2012年硕士论文

【摘要】：中国和俄罗斯的贸易逐年增长，2011年中俄贸易进出口额达到792.5亿美元，黑龙江省则占比24.4%，成为中俄贸易第一省。黑H行跨境人民币结算业务额为104亿元，，其中中俄跨境人民币结算3.5亿元，人民币的境外存量增加，中国政府相继出台了一系列的政策和措施积极推进跨境人民币结算业务的发展，客户正从以往简单贸易需求向投融资需求和避险需求转化，黑龙江省银行业的跨境人民币结算业务竞争尤为激烈。那么黑H行如何基于客户的需求进行中俄贸易跨境人民币结算业务的拓展将是本文研究的主要内容。本文首先对黑H行中俄跨境人民币结算业务的外部环境进行分析：介绍了俄罗斯近年来的经济概况；对中俄人民币结算业务进行预测；借鉴了日元的国际化经验并指出黑H行中俄人民币结算业务机遇和挑战。然后对黑H行中俄跨境人民币结算业务的内部环境进行分析：阐述了黑H行中俄本币结算的现状；介绍了该行现有的业务产品及清算路径；对同业竞争优劣势进行了分析；提出黑H行中俄人民币结算业务的制约因素。接下来对客户需求进行了分析，并基于此进行业务拓展研究，指出产品创新的思路和清算路径的拓展方向。最后提出了中俄贸易跨境人民币结算的经营对策和建议。包括：从战略层面上重视中俄跨境人民币结算业务、推行跨境人民币业务的具体措施、两国政府的经济协商解决跨境人民币结算的实质问题。
[Abstract]:Trade between China and Russia is growing year by year, with imports and exports reaching $79.25 billion in 2011, with Heilongjiang Province accounting for 24.4 percent, making it the first province to trade with Russia. Black H Bank's cross-border RMB settlement volume is 10.4 billion yuan, of which Russia's cross-border RMB settlement volume is 350 million yuan, and the offshore stock of RMB has increased. The Chinese government has successively issued a series of policies and measures to actively promote the development of cross-border RMB settlement business. Customers are transforming from simple trade demand to investment and financing demand and risk aversion demand. The cross-border RMB settlement business competition of Heilongjiang province banking industry is particularly fierce. So how to expand the cross-border RMB settlement business of Sino-Russian trade based on customers' needs will be the main content of this paper. This paper first analyzes the external environment of Sino-Russian cross-border RMB settlement business in China and Russia, introduces the economic situation of Russia in recent years, forecasts the RMB settlement business between China and Russia. This paper draws lessons from the Japanese yen's internationalization experience and points out the opportunities and challenges of the Sino-Russian RMB settlement business. Then it analyzes the internal environment of Sino-Russian cross-border RMB settlement business in Black H Bank: expounds the current situation of Sino-Russian currency settlement in Black H Bank, introduces the existing business products and liquidation path of the Bank, and analyzes the advantages and disadvantages of the same trade competition. Put forward the black H line China-Russia RMB settlement business constraints. Then the customer demand is analyzed, and the business development research based on this is carried out, pointing out the idea of product innovation and the expanding direction of liquidation path. Finally, the paper puts forward the management countermeasures and suggestions of cross-border RMB settlement of Sino-Russian trade. Including: from the strategic level to pay attention to the Sino-Russian cross-border RMB settlement business, the implementation of cross-border RMB business specific measures, the two governments economic negotiations to resolve the substantive issues of cross-border RMB settlement.
【学位授予单位】：哈尔滨工程大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.2

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