TZ农村商业银行成本管理研究

发布时间：2018-06-27 22:00

本文选题：农村商业银行 + TZ银行　；参考：《南京理工大学》2012年硕士论文

【摘要】：随着我国农村经济和银行业的快速发展,农村商业银行已经成为农村金融体系中不可或缺的主体和重要组成部分,其对农村经济发展有着举足轻重的作用。相比较大型国家政策性银行、大型商业银行和其他股份制银行,农村商业银行具有起步晚但发展快,规模小但覆盖面广的特性。随着农村商业银行的不断发展和壮大,对其经营管理水平也提出了新的更高的要求,而其中成本管理水平的高低对银行生产经营活动的各个层面和银行绩效有着直接的深远影响。所以,农村商业银行的成本管理研究正逐渐受到学术界和实务界的广泛关注。本文选取TZ农村商业银行这一农村商业银行的成本管理作为具体研究对象,采用理论分析和实证分析相结合的方法,分析问题、提出建议、改进措施、完善管理,为国内其他农村商业银行加强成本管理研究,具有一定的借鉴意义。首先,研究和梳理有关成本管理的已往研究文献,发现目前研究成果主要注重成本管理在大型国有商业银行中的应用,就农村商业银行中的成本管理问题进行研究较少；其次,本文对TZ农村商业银行2006-2010年的成本费用数据进行趋势分析,探讨对该银行绩效影响较大的成本项目的影响因素,并对该银行的成本管理存在的问题进行分析；最后,提出加强TZ农村商业银行成本管理的若干措施和政策建议。
[Abstract]:With the rapid development of rural economy and banking in China, rural commercial banks have become an indispensable part of the rural financial system, which plays an important role in the development of rural economy. Compared with large national policy banks, large commercial banks and other joint-stock banks, rural commercial banks have the characteristics of late start but rapid development, small scale but wide coverage. With the continuous development and growth of rural commercial banks, new and higher requirements have been put forward for their management level. The level of cost management has a direct and profound impact on the production and management activities of banks and bank performance. Therefore, the research on cost management of rural commercial banks is being paid more and more attention by academic and practical circles. This paper selects TZ Rural Commercial Bank, the rural commercial bank, as the specific research object, using the method of combining theoretical analysis and empirical analysis to analyze the problems, put forward suggestions, improve measures, perfect management. For other rural commercial banks in China to strengthen the cost management research, has certain reference significance. First of all, research and combing the previous research literature on cost management, found that the current research results mainly focus on the application of cost management in large state-owned commercial banks, and research on the cost management in rural commercial banks is less; secondly, This paper analyzes the trend of the cost data of TZ Rural Commercial Bank from 2006 to 2010, probes into the influencing factors of the cost items which have a great impact on the bank's performance, and analyzes the problems existing in the cost management of the bank. Some measures and policy suggestions to strengthen the cost management of TZ rural commercial bank are put forward.
【学位授予单位】：南京理工大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F830.42;F832.33

【参考文献】