内蒙古自治区商业银行市场结构、效率与绩效研究

发布时间：2018-07-08 18:27

本文选题：内蒙古商业银行 + 市场结构　；参考：《内蒙古大学》2012年硕士论文

【摘要】：商业银行在中国金融体系中扮演着重要角色,其对中国经济增长的促进具有举足轻重的作用。近年来,基于产业组织理论的研究方法,通过SCP分析范式对中国银行业市场结构与绩效关系进行研究日渐成为热点。本文利用内蒙古自治区银行业2006—2010年的相关数据,通过实证分析方法研究其市场结构、效率和经营绩效及其相互关系。第一章,回顾了国内外研究成果并指出了研究的意义；第二章,介绍了银行业市场结构、效率与绩效的相关理论基础,包括市场支配力理论和效率结构理论；第三章,阐述了银行业市场结构的内涵、类型和指标,并选用内蒙古自治区银行业2006—2010年样本数据加以分析；第四章,界定了银行效率内涵和效率的测度方法,采用数据包络分析法对2006—2010年内蒙古银行业效率进行了分析；第五章,界定了银行绩效内涵和银行绩效指标,并基于内蒙古11家商业银行2006—2010年相关数据,对内蒙古自治区商业银行的市场绩效进行了分析；第六章,以银行业市场结构与绩效关系的两种理论假说为基础,运用逐步多元回归分析法,将反映银行市场结构的行业集中度指标、市场份额指标和反映银行经营管理行为的银行效率作为自变量对反映绩效的因变量指标进行回归,得出行业集中度与绩效关系不显著、市场份额与绩效显著负相关的结论。第七章,分析了内蒙古自治区银行业具有较高市场集中度但银行市场绩效较低这一相背离的成因,并提出了进一步优化内蒙古自治区商业银行市场结构以提高市场绩效的政策建议。
[Abstract]:Commercial banks play an important role in China's financial system and play an important role in promoting China's economic growth. In recent years, the research on the relationship between market structure and performance of China's banking industry through SCP analysis paradigm has become a hot topic. Based on the relevant data from 2006 to 2010 in Inner Mongolia Autonomous region, this paper studies the market structure, efficiency, operating performance and their relationship with each other by means of empirical analysis. The first chapter reviews the domestic and foreign research results and points out the significance of the research; the second chapter, introduces the banking market structure, efficiency and performance of the relevant theoretical basis, including market dominance theory and efficiency structure theory; chapter three, This paper expounds the connotation, types and indicators of banking market structure, and analyzes the sample data of Inner Mongolia Autonomous region from 2006 to 2010. Chapter four defines the connotation and measurement method of banking efficiency. The efficiency of Inner Mongolia banking from 2006 to 2010 is analyzed by using data envelopment analysis. Chapter five defines the connotation of bank performance and bank performance indicators, and based on the relevant data of 11 commercial banks in Inner Mongolia from 2006 to 2010. Based on the two hypotheses of the relationship between banking market structure and performance, the paper analyzes the market performance of commercial banks in Inner Mongolia Autonomous region by stepwise multiple regression analysis. The index of industry concentration, the index of market share and the efficiency of bank management are used as independent variables to regress the dependent variable of performance, and it is concluded that the relationship between industry concentration and performance is not significant. The conclusion that market share is negatively correlated with performance. In the seventh chapter, the author analyzes the reasons why the banking industry of Inner Mongolia Autonomous region has higher market concentration but lower market performance. The paper also puts forward some policy suggestions on how to optimize the market structure of commercial banks in Inner Mongolia Autonomous region to improve market performance.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.33;F224

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