货币伦理研究

发布时间：2018-07-09 21:26

本文选题：货币 + 伦理　；参考：《南京师范大学》2012年博士论文

【摘要】：一直以来,货币都是作为现代经济学的核心概念为人所认知,然而货币不仅仅是一个纯经济学范畴,其本质上作为社会关系的总和,证明它又是一个伦理范畴。通过信用这一经济伦理中介,货币与伦理产生了逻辑关联,使得货币在更为明确的意义上,成为了一个经济伦理范畴。货币既具有正向的伦理意义,但又存臼身演变的过程中产生异化。因而,伦理之于货币的意义一方面在于揭示其道德性,另一方面在于纠正其异化,使之重新同归道德化。货币伦理是以货币经济活动中的合理关系,以及建立这种合理关系所应遵循的伦理准则和道德规范为研究对象的,它要解决的是货币及其现象与道德之间的关系问题。市场经济既是信刖经济,也是货币经济,货币经济天生就具有伦理内涵。其一,货币的供给.与需求作为经济倾向意义上的货币经济现象,内在的具有道德维度。从货币供求的概念,到货币供求的理论,都不是伦理无涉的；从宏观政府货币政策的利益考量、中观企业获利行为选择的祛道德化、以及微观个体心埋需求的货币幻象,我们可以看到货币供求需要进行伦理的反思,并在此基础上进行伦邢控制。其二,货币的获取了使用作为普遍意义上的货币行为,都应以伦理作为必要的考量。但现实中不论是货币追求的盲目性,还是货币分酉己不公,抑或是权钱交易和过度消费,这些货币获取和使用中的异化表现,部需要观念和行动上的伦理约束与引导。金融危机的爆发,引发了人们对国际货币体系中伦理问题的思考。国际货币体系有序运行和作用发挥,应当以利益、竞争与合作为价值基础。但从经济伦理的角度看,它内在的各种缺陷,包括了资本追逐利益的本性、全球公共产品的集体行动困境、信用货币体系的不稳定、各国货币地位的不平等、以及国际货币基金组织的责任缺位,这些都导致了整个国际货币体系的动荡以及国际金融危机的产生。对它的重新建构也应当从加强道德监管、打造合作协调的货币伦理环境、以及重塑平衡健康的国际货币新秩序入手。当现代社会进入到电子货币时代后,货币的形式产生了前所未有的变化,在继续执行其基本职能,并提高货币经济效率的同时,却对社会伦理关系产生了极大的冲击。道德风险以电子货币系统为屏障更为隐蔽且频繁地发生着,网络外部性带米了个人隐私遭受冲讲以及人际关系淡化后的信用危机,技术的发展越米越与伦理相背离,这使得在电子货币时代,人们不得不通过综合运用技术的、法律的、伦理的手段,应对新的挑战。
[Abstract]:Money has always been recognized as the core concept of modern economics. However, money is not only a pure economic category, but also an ethical category as the sum of social relations. By means of credit as an intermediary of economic ethics, money and ethics are logically related, which makes money become a category of economic ethics in a more definite sense. Currency not only has positive ethical significance, but also produces alienation in the process of evolution. Therefore, the significance of ethics to money lies in revealing its moral character on the one hand, and correcting its alienation on the other hand, making it return to morality again. Monetary ethics focuses on the reasonable relationship in monetary economic activities and the ethical norms and moral norms that should be followed in the establishment of such a reasonable relationship. It solves the problem of the relationship between money and its phenomena and morality. The market economy is not only the economy that is believed to be cut off, but also the monetary economy, which is inherently ethical. First, the supply of money. As a monetary economic phenomenon in the sense of economic tendency, demand and demand have a moral dimension. From the concept of money supply and demand to the theory of money supply and demand, it is not ethnically irrelevant. Considering the interests of the macro government's monetary policy, the demoralization of the profit behavior choice of the mesoscopic enterprises, and the monetary illusion of the microscopic individual's heart burying the demand, We can see that money supply and demand need ethical reflection, and on this basis, Lun Xing control. Second, the acquisition and use of money as a universal monetary behavior, should take ethics as a necessary consideration. But in reality, whether it is the blindness of the pursuit of money, the unfair division of money, or the transaction and excessive consumption of power money, the dissimilation in the acquisition and use of these currencies requires ethical constraints and guidance in concept and action. The outbreak of the financial crisis has caused people to think about the ethical issues in the international monetary system. The orderly operation and function of the international monetary system should be based on interest, competition and cooperation. However, from the point of view of economic ethics, its inherent defects include the nature of capital chasing interests, the plight of collective action of global public goods, the instability of credit and monetary system, and the inequality of the monetary status of various countries. And the IMF's lack of responsibility has led to turmoil throughout the international monetary system and the emergence of the international financial crisis. The re-construction of it should start with strengthening moral supervision, creating a cooperative and coordinated monetary ethical environment, and reconstructing a balanced and healthy new international monetary order. When the modern society enters the era of electronic money, the form of money has changed unprecedented. While continuing to carry out its basic functions and improving the efficiency of monetary economy, it has had a great impact on the social ethical relationship at the same time. The moral hazard takes electronic money system as the barrier and occurs more covert and frequently. The network externality brings about the credit crisis after personal privacy is attacked and interpersonal relationship is desalinated. The development of technology is more and more contrary to ethics. In the era of electronic money, people have to deal with new challenges through the comprehensive use of technical, legal and ethical means.
【学位授予单位】：南京师范大学
【学位级别】：博士
【学位授予年份】：2012
【分类号】：F820

【参考文献】