来宾市小额信贷对农村妇女创业影响的调查研究

发布时间：2018-07-09 22:37

本文选题：小额信贷 + 农村妇女　；参考：《广西大学》2012年硕士论文

【摘要】：本文基于来宾市丰富的农村妇女劳动力资源及其强烈的创业需求,运用国内外小额信贷发展的研究理论和实践成果,系统地分析和探讨了来宾市农村妇女创业的社会环境、现状、主要模式、特点和存在的主要问题,并提出了具有针对性的对策和建议,对小额信贷如何促进来宾市农村妇女创业及来宾市经济发展具有实际操作和理论研究层面指导意义。本文得出来宾市小额信贷对农村妇女创业影响的主要研究结论如下： (1)小额信贷发展的社会环境优良,符合社会主义市场经济规律。 (2)小额信贷发展现状：小额信贷整体快速发展,大力发展多元化的小额信贷模式；小额信贷促使农民专业合作组织、农产品加工基地基本形成。 (3)小额信贷特点：覆盖面广；信贷方式多且灵活；经济效益明显；改善农村农业经济发展环境；尚处于发展的初期阶段。 (4)小额信贷积极影响和意义：促进了农村经济向产业化、规模化、现代化发展,促使了农村特色产业形成。 (5)小额信贷发展存在的主要问题：资金供给渠道狭窄、贴息资金发放速度缓慢、措施与农村妇女的需求不匹配、实际操作与管理机制不对称、农村妇女小额信贷保障机制的缺失不全、农村农业基础薄弱。 (6)对来宾市农村妇女小额信贷发展的对策建议：建立小额担保贷款担保基金；提高资金扶持有效使用率：加强对农业产业化发展的引导和扶持；强化农村妇女的经营管理和农业科技含量；加大政策的宣传力度和树立创业典型等措施促进农村妇女发展农村经济；构建和完善农村小额信贷服务系统。
[Abstract]:Based on the abundant rural women's labor resources and their strong entrepreneurial needs in Laibin City, this paper systematically analyzes and discusses the social environment of rural women's entrepreneurship in Laibin City, using the research theory and practice of micro-credit development at home and abroad. The present situation, the main mode, the characteristics and the main problems are put forward, and the countermeasures and suggestions are put forward. It has practical and theoretical significance on how to promote rural women's entrepreneurship and economic development in Laibin. The main conclusions of this paper are as follows: (1) the social environment of micro-credit development is good. In line with the laws of socialist market economy. (2) the current situation of microfinance development: the rapid development of microfinance as a whole and the vigorous development of diversified microfinance models; microfinance promotes farmers' professional cooperation organizations, The basic formation of agricultural products processing base. (3) the characteristics of micro-credit: wide coverage, many and flexible credit methods, obvious economic benefits, improving the rural agricultural economic development environment; It is still in the early stage of development. (4) Microcredit has positive influence and significance: it has promoted the development of rural economy to industrialization, scale and modernization. Promote the formation of rural characteristic industries. (5) the main problems in the development of micro-credit: the narrow channels of capital supply, the slow rate of distribution of discount funds, the measures do not match the needs of rural women, The actual operation and management mechanism are asymmetric, and the lack of micro-credit guarantee mechanism for rural women is incomplete. The rural agriculture foundation is weak. (6) the countermeasures and suggestions for the development of rural women's microcredit in Laibin: establishing the guarantee fund of micro-guarantee loan, improving the effective utilization rate of fund support, strengthening the guidance and support to the development of agricultural industrialization; Strengthen the management of rural women and agricultural science and technology content; increase the publicity of policy and set up a typical entrepreneurial measures to promote rural women to develop rural economy; build and improve the rural micro-credit service system.
【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F323.6;F832.4

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