中国农村商业银行可持续成长：测度与评价
发布时间：2018-07-14 14:29
【摘要】：当前,世界经济经历了风雨飘摇的国际金融危机和经济衰退阶段,进入了艰难复苏的“后国际金融危机时期”,企业已经被卷入到一个动荡且不确定的复杂生存环境系统中。在这样的背景下,中国银行业近年来总体保持稳健运营,资产规模保持较快增长,但同时也面临着国际金融环境恶化的系统性风险以及市场化改革后带来的愈来愈激烈的竞争压力。面向“三农”服务的中国农村商业银行面对激烈的银行竞争压力能否可持续成长值得关注,可持续成长测度与评价是中国农村商业银行亟待解决的课题。中国农村商业银行作为农村金融机构改革的产物,是中国银行业面向“三农”提供金融产品与服务的一只主力军。鉴于“三农”问题的重要性和农村金融改革的重大意义,对中国农村商业银行可持续成长进行测度与评价具有很强的理论价值和现实意义。正是基于上述背景和认识,本文以中国农村商业银行可持续成长：测度与评价为题,采用规范理论分析与实证研究相结合,定性分析与定量研究相结合的研究方法,在对中国农村商业银行可持续成长进行深入的理论分析基础上,对其进行了测度与评价研究。根据研究内容的具体安排,全文分为六个部分：第1章,导论。本章介绍论文研究背景,然后提出研究问题,论证了研究目的与意义,介绍了研究主要内容与采用的研究方法,提出了论文研究的技术路线和结构安排,同时指出了本文的创新点与不足之处。第2章,理论与文献。本章对本论文研究的相关理论基础进行了介绍,并对这些理论和商业银行可持续成长测评的研究情况进行了文献综述,目的是为文章后面章节的理论分析与实证研究进行理论准备。这些理论包括企业竞争力理论、企业可持续成长理论、金融可持续发展及评价理论、全要素生产率(TFP)测量理论。第3章,一般企业与中国农村商业银行可持续成长的动因与机理分析。本章在第2章的基础上,先从一般企业的可持续成长概念、动因与机理层面进行理论探讨,经过分析,构建了一般企业可持续成长多维概念框架、动因与机理模型。然后对中国农村金融市场的现状与运行特征,中国农村金融组织体系和中国农村商业银行成长特征进行了介绍,指出了中国农村商业银行成长中面临的问题。最后,对中国农村商业银行可持续成长的内涵、动因与机理进行了阐述,构建了农村商业银行可持续成长机理模型和农村商业银行持续竞争力指标体系。第4章,中国农村商业银行可持续成长测度模型与评价方法。在第3章构建的农村商业银行可持续成长机理模型基础上,本章延伸到农村商业银行的测度与评价研究方面,提出了中国农村商业银行可持续成长评价的测度模型,并根据测度模型进行了评价方法选择。最后简单介绍了三类实证评价方法：AHP模型评价方法、DEA-Malquist指数模型评价方法和单一财务指标的增长率评价方法。第5章,中国农村商业银行可持续成长测度与评价：实证研究。根据第4章的农村商业银行可持续成长测度模型,选择了中国东中西部11家农村商业银行为研究样本,采用第4章介绍的三种农村商业银行可持续成长评价方法对中国农村商业银行可持续成长进行了实证测评分析。最后对三种实证方法得出的结果进行了比较分析。第6章,研究结论、对策及展望。本章总结全文的研究成果,归纳研究结论,提出了笔者的对策建议；最后,对本研究的局限性进行了分析并对未来可能的细分研究领域进行了展望。本文的主要结论在于：1、从中国农村商业银行整个行业来分析,考察期间(2007-2010)行业总体呈现可持续成长,但可持续成长表现出不平衡性,说明农村商业银行可持续成长具有多维度特征,应该选择合适方法及测评指标从多维度进行测评。2、从中国农村商业银行个体来分析,考察期间(2007-2010),相比西部农村商业银行,东部农村商业银行的可持续成长更为明显。东部农村商业银行存在较大的区域竞争优势效应,中西部农村商业银行需要更多从改善自身的持续竞争力入手,增强其可持续成长性。3、单一财务指标的增长率评价方法不太适合作为中国农村商业银行个体可持续成长的评价方法,但可以作为判断行业整体可持续成长的参考方法。基于单一财务指标的增长率分析得出的各农村商业银行可持续成长排名不一致,随意性很大,印证了本文对农村商业银行可持续成长进行多维度测度的思路是科学和合理的；但是这种方法具有方法简单、数据易得的特点,尤其综合分析各种财务指标的年平均增长率对判断农村商业银行业整体可持续成长情况具有直观的参考作用。4、层次分析法(AHP)和DEA-Malmquist指数方法均可作为中国农村商业银行可持续成长评价的较好方法,DEA-Malmquist指数方法应用面更广。层次分析法(AHP)更适用于农村商业银行个体可持续成长的评价,DEA-Malmquist指数方法即可适用于个体农村商业银行可持续成长评价也适用于整体行业的可持续成长评价。本文采用层次分析法(AHP)测度农村商业银行持续竞争力来评价农村商业银行可持续成长情况与采用DEA-Malmquist指数方法测度农村商业银行全要素生产率来评价农村商业银行可持续成长情况,两者得出的样本农村商业银行排名大致相近,两种评价方法对农村商业银行可持续成长的测度视角不同,但是测度结果相近说明了这两种评价方法的合理性和科学性。5、本文通过定性分析建立了一些理论模型,得出以下理论性结论：提出了一般企业和中国农村商业银行的多维度可持续成长概念,认为一般企业和农村商业银行可持续成长都具有多维度特征；构建了一般企业可持续成长机理模型和中国农村商业银行可持续成长机理模型,认为导致一般企业和中国农村商业银行可持续成长的动因是持续竞争力；建立了一般企业和中国农村商业银行持续竞争力指标体系,特别指出地理位置是农村商业银行持续竞争力差异的重要指标；构建和选择了中国农村商业银行可持续成长的测度模型与评价方法,认为可以从原因和结果两个视角并采用主客观组合评价方法对农村商业银行可持续成长进行测评。6、实证结果表明了本文理论模型设计的合理性。通过三种实证方法对各家农村商业银行可持续成长的排名比较分析,证明了本文第3章的农村商业银行可持续成长多维概念、机理模型、农村商业银行持续竞争力指标体系以及第4章农村商业银行可持续成长测度模型都具有一定的合理性,但实证结果也显示出由于存在各种误差的原因,上述理论模型的设计还存在不够精确的问题。本文的主要创新在于：1、提出了农村商业银行可持续成长机理模型。在揭示企业可持续成长概念、动因与机理的前提下,提出了企业可持续成长机理模型,并以此为基础,提出了中国农村商业银行可持续成长机理模型,解释了导致农村商业银行可持续成长的内部动因和环境作用机理。2、构建了农村商业银行可持续成长测度模型,并基于测度模型进行了评价方法选择。构建的测度模型从两个视角(原因和结果)选择3种实证评价方法对中国农村商业银行可持续成长进行测度和评价。3、拓展了一般企业和中国农村商业银行的持续竞争力指标维度。在继承与借鉴Tihomir Hunjak等(2001)的研究经验基础上,拓展了一般企业和中国农村商业银行持续竞争力指标维度,增加了差异性环境因素维度指标(或地理位置维度指标)。1使得Tihomir Hunjak等的研究经验更适合于中国国情下的应用。总而言之,论文在中国农村商业银行可持续成长概念、动因与机理分析、持续竞争力指标维度构成、可持续成长测度思路与评价方法选择等领域有不少创新。本文也为一般企业可持续成长理论运用到某一具体行业的可持续成长测度与评价研究做出了具有创意的探索性工作。
[Abstract]:At present, the world economy has experienced a wicked international financial crisis and economic recession, entering a difficult recovery period of "post international financial crisis", and enterprises have been involved in a turbulent and uncertain complex living environment system. In this context, China's silver industry has maintained its overall steady operation and assets in recent years. The scale maintains a rapid growth, but also faces the systemic risk of the deterioration of the international financial environment and the more and more intense competition pressure brought about by the market-oriented reform. The Chinese rural commercial banks facing the "three rural" service are worthy of concern for the sustainable growth of the fierce bank competition pressure, and the measure and evaluation of sustainable growth China's rural commercial banks, as the product of the reform of rural financial institutions, are the main force of China's banking industry to provide financial products and services to the "three rural". In view of the importance of the "three rural" problem and the significance of rural financial reform, the Chinese Rural Commercial Banks The measurement and evaluation of sustainable growth is of great theoretical and practical significance. Based on the above background and understanding, this paper takes the sustainable growth of China's rural commercial banks: the measurement and evaluation, the combination of normative theoretical analysis and empirical research, the combination of qualitative analysis and quantitative research, in China On the basis of in-depth theoretical analysis of the sustainable growth of rural commercial banks, the paper has carried on the measurement and evaluation research. According to the specific arrangement of the research content, the full text is divided into six parts: first chapters, introduction. This chapter introduces the background of the research, then puts forward the research questions, demonstrates the purpose and significance of the research, and introduces the main contents of the research. With the research method adopted, the technical route and structure arrangement of the paper are put forward. At the same time, the innovation points and shortcomings of this paper are pointed out. The second chapter, the theory and the literature. This chapter introduces the theoretical basis of the research in this paper, and carries out a literature summary of these theories and the research situation of the sustainable growth evaluation of commercial banks. The purpose is to prepare for theoretical analysis and empirical research in the following chapters. These theories include the theory of enterprise competitiveness, the theory of sustainable growth of enterprises, the theory of financial sustainable development and evaluation, the theory of total factor productivity (TFP) measurement. The third chapter, the motivation and the motivation of the sustainable growth of the general enterprises and the rural commercial banks in China On the basis of the second chapter, this chapter first discusses the concept, motivation and mechanism of the sustainable growth of the general enterprise. After analysis, it constructs the multi-dimensional conceptual framework, motivation and mechanism model of the sustainable growth of the general enterprise. Then, the current situation and operation characteristics of the rural financial market in China, the rural financial organization in China, and the rural financial organization in China The system and the growth characteristics of China's rural commercial banks are introduced, and the problems facing the growth of rural commercial banks in China are pointed out. Finally, the connotation, motivation and mechanism of the sustainable growth of rural commercial banks in China are expounded, the sustainable growth mechanism model of rural commercial banks and the sustainable competitiveness of rural commercial banks are constructed. The fourth chapter, the measurement model and evaluation method of the sustainable growth of the rural commercial banks in China. On the basis of the sustainable growth mechanism model of the rural commercial banks in the third chapter, this chapter extends to the measurement and evaluation of the rural commercial banks, and puts forward the measurement model of the evaluation of the sustainable growth of the rural commercial banks in China. The evaluation method is selected according to the measure model. Finally, three kinds of empirical evaluation methods are briefly introduced: the AHP model evaluation method, the DEA-Malquist index model evaluation method and the growth rate evaluation method of the single financial index. The fifth chapter, the measurement and evaluation of the sustainable growth of China's rural commercial banks: empirical study. According to the rural areas of fourth chapters The sustainable growth of 11 rural commercial banks in East and west of China is selected as the research sample, and the sustainable growth evaluation method of three rural commercial banks introduced in fourth chapters is used to evaluate the sustainable growth of China's rural commercial banks. Finally, the results of the three empirical methods are carried out. The sixth chapter, research conclusions, countermeasures and prospects. This chapter summarizes the research results of the full text, summarizes the research conclusions, and puts forward the author's countermeasures and suggestions; finally, the limitations of this study are analyzed and the potential subdivision of the future research fields are prospected. The main conclusions of this article are: 1, from China's Rural Commercial Banks The whole industry analysis, during the period of investigation (2007-2010), the industry generally presents sustainable growth, but the sustainable growth shows the imbalance. It shows that the sustainable growth of the rural commercial banks has the multi-dimensional characteristics. It should choose the appropriate methods and evaluation indicators to evaluate.2 from the multi dimension, from the individual of China's rural commercial banks and the period of investigation. (2007-2010), compared with the western rural commercial banks, the sustainable growth of the eastern rural commercial banks is more obvious. The eastern rural commercial banks have greater regional competitive advantage effect. The central and western rural commercial banks need to start with the improvement of their own sustainable competitiveness, enhance their sustainable growth.3, and increase the single financial index. The long rate evaluation method is not suitable for the evaluation method of the individual sustainable growth of the Chinese rural commercial bank, but it can be used as a reference method to judge the sustainable growth of the whole industry. The multi dimension measure of the sustainable growth of rural commercial banks is scientific and reasonable. However, this method has a simple method, the characteristics of data easy to obtain, especially the comprehensive analysis of the annual average growth rate of various financial indicators, which has a visual reference function.4 for judging the overall sustainability of the rural commercial banks. The analysis method (AHP) and the DEA-Malmquist index method can be used as a better method for the evaluation of the sustainable growth of the rural commercial banks in China. The DEA-Malmquist index method is more widely used. The analytic hierarchy process (AHP) is more suitable for the evaluation of the individual sustainable growth of the rural commercial banks. The DEA-Malmquist index method can be applied to the individual rural commercial banks. The sustainable growth evaluation is also applicable to the sustainable growth evaluation of the whole industry. This paper uses the analytic hierarchy process (AHP) to measure the sustainable competitiveness of rural commercial banks to evaluate the sustainable growth of rural commercial banks and measure the total factor productivity of rural commercial banks by using the DEA-Malmquist index method to evaluate the availability of rural commercial banks. Continued growth, the two samples of the sample rural commercial banks are roughly similar, the two evaluation methods are different to the measurement of the sustainable growth of rural commercial banks, but the measurement results are similar to the rationality and scientific.5 of the two evaluation methods. In this paper, some theoretical models are established by the definite analysis, and the following theory is obtained. On the concept of the sustainable growth of the general enterprise and the rural commercial banks, the sustainable growth of the general enterprises and the rural commercial banks all have the multi-dimensional characteristics, and the model of the sustainable growth mechanism of the general enterprises and the model of the sustainable growth mechanism of the Chinese rural commercial banks are constructed, which results in the general concept of the sustainable growth of the rural commercial banks in China. The sustainable competitiveness of the enterprises and the rural commercial banks in China is sustainable competitiveness, and the index system of the sustainable competitiveness of the general enterprises and the rural commercial banks in China is set up, especially the geographical position is an important indicator of the sustainable competitiveness of the rural commercial banks, and the sustainable growth of the Chinese rural commercial banks is constructed and selected. Measuring model and evaluation method, we think that we can evaluate the sustainable growth of rural commercial banks from two perspectives of reasons and results and use subjective and objective combination evaluation method to evaluate the sustainable growth of rural commercial banks. The empirical results show the rationality of the design of the theoretical model in this paper. The ranking of the sustainable growth of rural commercial banks of all rural villages is divided by three empirical methods. It is proved that the concept of the sustainable growth of rural commercial banks in the third chapter, the mechanism model, the sustainable competitiveness index system of the rural commercial banks and the fourth chapters of the rural commercial banks' sustainable growth measure model are all reasonable, but the empirical results also show the theoretical model because of the reasons for the existence of various errors. The main innovations of the design are as follows: 1, the sustainable growth mechanism model of rural commercial banks is put forward. On the premise of revealing the concept, motivation and mechanism of the sustainable growth of the enterprise, the model of the sustainable growth mechanism of the enterprise is put forward, and based on this, the sustainable development of the Chinese rural commercial banks is put forward. The long mechanism model explains the internal motivation and the mechanism of the sustainable growth of rural commercial banks.2, constructs the measurement model of the sustainable growth of rural commercial banks, and selects the evaluation method based on the measure model. The constructed measure model selects 3 empirical evaluation methods from two perspectives (the original cause and the result) to China The sustainable growth of rural commercial banks is measured and evaluated by.3, which extends the sustainable competitiveness index dimension of general enterprises and Chinese rural commercial banks. On the basis of the research experience of inheriting and learning from Tihomir Hunjak (2001), it expands the index dimension of the sustainable competitiveness of the general enterprises and China's rural commercial banks, and increases the difference ring. .1 makes the research experience of Tihomir Hunjak more suitable for the application of China's national conditions. In a word, the concept of sustainable growth of China's rural commercial banks, the analysis of motivation and mechanism, the dimension of sustainable competitiveness index, the thinking of sustainable growth and the selection of evaluation methods There are a lot of innovations in the other fields. This paper also makes creative and exploratory work for the sustainable growth theory of the general enterprise to measure and evaluate the sustainable growth of a specific industry.
【学位授予单位】：西南财经大学
【学位级别】：博士
【学位授予年份】：2012
【分类号】：F832.35
本文编号：2121938
[Abstract]:At present, the world economy has experienced a wicked international financial crisis and economic recession, entering a difficult recovery period of "post international financial crisis", and enterprises have been involved in a turbulent and uncertain complex living environment system. In this context, China's silver industry has maintained its overall steady operation and assets in recent years. The scale maintains a rapid growth, but also faces the systemic risk of the deterioration of the international financial environment and the more and more intense competition pressure brought about by the market-oriented reform. The Chinese rural commercial banks facing the "three rural" service are worthy of concern for the sustainable growth of the fierce bank competition pressure, and the measure and evaluation of sustainable growth China's rural commercial banks, as the product of the reform of rural financial institutions, are the main force of China's banking industry to provide financial products and services to the "three rural". In view of the importance of the "three rural" problem and the significance of rural financial reform, the Chinese Rural Commercial Banks The measurement and evaluation of sustainable growth is of great theoretical and practical significance. Based on the above background and understanding, this paper takes the sustainable growth of China's rural commercial banks: the measurement and evaluation, the combination of normative theoretical analysis and empirical research, the combination of qualitative analysis and quantitative research, in China On the basis of in-depth theoretical analysis of the sustainable growth of rural commercial banks, the paper has carried on the measurement and evaluation research. According to the specific arrangement of the research content, the full text is divided into six parts: first chapters, introduction. This chapter introduces the background of the research, then puts forward the research questions, demonstrates the purpose and significance of the research, and introduces the main contents of the research. With the research method adopted, the technical route and structure arrangement of the paper are put forward. At the same time, the innovation points and shortcomings of this paper are pointed out. The second chapter, the theory and the literature. This chapter introduces the theoretical basis of the research in this paper, and carries out a literature summary of these theories and the research situation of the sustainable growth evaluation of commercial banks. The purpose is to prepare for theoretical analysis and empirical research in the following chapters. These theories include the theory of enterprise competitiveness, the theory of sustainable growth of enterprises, the theory of financial sustainable development and evaluation, the theory of total factor productivity (TFP) measurement. The third chapter, the motivation and the motivation of the sustainable growth of the general enterprises and the rural commercial banks in China On the basis of the second chapter, this chapter first discusses the concept, motivation and mechanism of the sustainable growth of the general enterprise. After analysis, it constructs the multi-dimensional conceptual framework, motivation and mechanism model of the sustainable growth of the general enterprise. Then, the current situation and operation characteristics of the rural financial market in China, the rural financial organization in China, and the rural financial organization in China The system and the growth characteristics of China's rural commercial banks are introduced, and the problems facing the growth of rural commercial banks in China are pointed out. Finally, the connotation, motivation and mechanism of the sustainable growth of rural commercial banks in China are expounded, the sustainable growth mechanism model of rural commercial banks and the sustainable competitiveness of rural commercial banks are constructed. The fourth chapter, the measurement model and evaluation method of the sustainable growth of the rural commercial banks in China. On the basis of the sustainable growth mechanism model of the rural commercial banks in the third chapter, this chapter extends to the measurement and evaluation of the rural commercial banks, and puts forward the measurement model of the evaluation of the sustainable growth of the rural commercial banks in China. The evaluation method is selected according to the measure model. Finally, three kinds of empirical evaluation methods are briefly introduced: the AHP model evaluation method, the DEA-Malquist index model evaluation method and the growth rate evaluation method of the single financial index. The fifth chapter, the measurement and evaluation of the sustainable growth of China's rural commercial banks: empirical study. According to the rural areas of fourth chapters The sustainable growth of 11 rural commercial banks in East and west of China is selected as the research sample, and the sustainable growth evaluation method of three rural commercial banks introduced in fourth chapters is used to evaluate the sustainable growth of China's rural commercial banks. Finally, the results of the three empirical methods are carried out. The sixth chapter, research conclusions, countermeasures and prospects. This chapter summarizes the research results of the full text, summarizes the research conclusions, and puts forward the author's countermeasures and suggestions; finally, the limitations of this study are analyzed and the potential subdivision of the future research fields are prospected. The main conclusions of this article are: 1, from China's Rural Commercial Banks The whole industry analysis, during the period of investigation (2007-2010), the industry generally presents sustainable growth, but the sustainable growth shows the imbalance. It shows that the sustainable growth of the rural commercial banks has the multi-dimensional characteristics. It should choose the appropriate methods and evaluation indicators to evaluate.2 from the multi dimension, from the individual of China's rural commercial banks and the period of investigation. (2007-2010), compared with the western rural commercial banks, the sustainable growth of the eastern rural commercial banks is more obvious. The eastern rural commercial banks have greater regional competitive advantage effect. The central and western rural commercial banks need to start with the improvement of their own sustainable competitiveness, enhance their sustainable growth.3, and increase the single financial index. The long rate evaluation method is not suitable for the evaluation method of the individual sustainable growth of the Chinese rural commercial bank, but it can be used as a reference method to judge the sustainable growth of the whole industry. The multi dimension measure of the sustainable growth of rural commercial banks is scientific and reasonable. However, this method has a simple method, the characteristics of data easy to obtain, especially the comprehensive analysis of the annual average growth rate of various financial indicators, which has a visual reference function.4 for judging the overall sustainability of the rural commercial banks. The analysis method (AHP) and the DEA-Malmquist index method can be used as a better method for the evaluation of the sustainable growth of the rural commercial banks in China. The DEA-Malmquist index method is more widely used. The analytic hierarchy process (AHP) is more suitable for the evaluation of the individual sustainable growth of the rural commercial banks. The DEA-Malmquist index method can be applied to the individual rural commercial banks. The sustainable growth evaluation is also applicable to the sustainable growth evaluation of the whole industry. This paper uses the analytic hierarchy process (AHP) to measure the sustainable competitiveness of rural commercial banks to evaluate the sustainable growth of rural commercial banks and measure the total factor productivity of rural commercial banks by using the DEA-Malmquist index method to evaluate the availability of rural commercial banks. Continued growth, the two samples of the sample rural commercial banks are roughly similar, the two evaluation methods are different to the measurement of the sustainable growth of rural commercial banks, but the measurement results are similar to the rationality and scientific.5 of the two evaluation methods. In this paper, some theoretical models are established by the definite analysis, and the following theory is obtained. On the concept of the sustainable growth of the general enterprise and the rural commercial banks, the sustainable growth of the general enterprises and the rural commercial banks all have the multi-dimensional characteristics, and the model of the sustainable growth mechanism of the general enterprises and the model of the sustainable growth mechanism of the Chinese rural commercial banks are constructed, which results in the general concept of the sustainable growth of the rural commercial banks in China. The sustainable competitiveness of the enterprises and the rural commercial banks in China is sustainable competitiveness, and the index system of the sustainable competitiveness of the general enterprises and the rural commercial banks in China is set up, especially the geographical position is an important indicator of the sustainable competitiveness of the rural commercial banks, and the sustainable growth of the Chinese rural commercial banks is constructed and selected. Measuring model and evaluation method, we think that we can evaluate the sustainable growth of rural commercial banks from two perspectives of reasons and results and use subjective and objective combination evaluation method to evaluate the sustainable growth of rural commercial banks. The empirical results show the rationality of the design of the theoretical model in this paper. The ranking of the sustainable growth of rural commercial banks of all rural villages is divided by three empirical methods. It is proved that the concept of the sustainable growth of rural commercial banks in the third chapter, the mechanism model, the sustainable competitiveness index system of the rural commercial banks and the fourth chapters of the rural commercial banks' sustainable growth measure model are all reasonable, but the empirical results also show the theoretical model because of the reasons for the existence of various errors. The main innovations of the design are as follows: 1, the sustainable growth mechanism model of rural commercial banks is put forward. On the premise of revealing the concept, motivation and mechanism of the sustainable growth of the enterprise, the model of the sustainable growth mechanism of the enterprise is put forward, and based on this, the sustainable development of the Chinese rural commercial banks is put forward. The long mechanism model explains the internal motivation and the mechanism of the sustainable growth of rural commercial banks.2, constructs the measurement model of the sustainable growth of rural commercial banks, and selects the evaluation method based on the measure model. The constructed measure model selects 3 empirical evaluation methods from two perspectives (the original cause and the result) to China The sustainable growth of rural commercial banks is measured and evaluated by.3, which extends the sustainable competitiveness index dimension of general enterprises and Chinese rural commercial banks. On the basis of the research experience of inheriting and learning from Tihomir Hunjak (2001), it expands the index dimension of the sustainable competitiveness of the general enterprises and China's rural commercial banks, and increases the difference ring. .1 makes the research experience of Tihomir Hunjak more suitable for the application of China's national conditions. In a word, the concept of sustainable growth of China's rural commercial banks, the analysis of motivation and mechanism, the dimension of sustainable competitiveness index, the thinking of sustainable growth and the selection of evaluation methods There are a lot of innovations in the other fields. This paper also makes creative and exploratory work for the sustainable growth theory of the general enterprise to measure and evaluate the sustainable growth of a specific industry.
【学位授予单位】：西南财经大学
【学位级别】：博士
【学位授予年份】：2012
【分类号】：F832.35
【参考文献】
相关期刊论文 前2条
1 吴世农,卢贤义;我国上市公司财务困境的预测模型研究[J];经济研究;2001年06期
2 陈晓红;周颖;佘坚;;考虑在险价值的中小企业成长性评价研究——基于沪深中小上市公司的实证[J];南开管理评论;2008年04期
，本文编号：2121938
本文链接：https://www.wllwen.com/guanlilunwen/huobilw/2121938.html
