中小企业信用担保运行效率评价
发布时间：2018-07-24 09:26
【摘要】：综合考虑信用担保机构的盈利能力、风险承受能力和信用能力,采用DEA效率评价方法对东北某省担保协会的信用担保综合运行效率(技术效率、规模效率)以及投入冗余和产出不足情况进行了实证分析.结果表明:大部分信用担保处于综合运行无效状态;信用担保的技术效率均高于综合运行效率但没有达到纯技术效率;信用担保利用现有经营管理技术的能力较强,能在减少投入的同时提高产出水平;大部分信用担保处在规模不经济状态,存在产出不足和投入冗余的情况.说明合理的后续投入和相匹配的产出,才能发挥信用担保的效用.
[Abstract]:Considering the profit ability, risk bearing ability and credit ability of credit guarantee institution, DEA efficiency evaluation method is used to evaluate the comprehensive operational efficiency (technical efficiency) of credit guarantee association in a certain province in Northeast China. Scale efficiency), as well as input redundancy and output insufficiency, are analyzed empirically. The results show that most of the credit guarantee is in an invalid state of comprehensive operation, the technical efficiency of the credit guarantee is higher than that of the comprehensive operation efficiency but not the pure technical efficiency, the ability of the credit guarantee to make use of the existing management technology is stronger. Most of the credit guarantee is in the state of uneconomic scale, and the output is insufficient and the input is redundant. It shows that reasonable follow-up input and matching output can play the role of credit guarantee.
【作者单位】： 东北大学工商管理学院;
【基金】：辽宁省科技计划项目(2008401010) 辽宁省社会科学规划基金资助项目(L08DJY095)
【分类号】：F832.3
[Abstract]:Considering the profit ability, risk bearing ability and credit ability of credit guarantee institution, DEA efficiency evaluation method is used to evaluate the comprehensive operational efficiency (technical efficiency) of credit guarantee association in a certain province in Northeast China. Scale efficiency), as well as input redundancy and output insufficiency, are analyzed empirically. The results show that most of the credit guarantee is in an invalid state of comprehensive operation, the technical efficiency of the credit guarantee is higher than that of the comprehensive operation efficiency but not the pure technical efficiency, the ability of the credit guarantee to make use of the existing management technology is stronger. Most of the credit guarantee is in the state of uneconomic scale, and the output is insufficient and the input is redundant. It shows that reasonable follow-up input and matching output can play the role of credit guarantee.
【作者单位】： 东北大学工商管理学院;
【基金】：辽宁省科技计划项目(2008401010) 辽宁省社会科学规划基金资助项目(L08DJY095)
【分类号】：F832.3
【共引文献】
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