国际金融危机后的欧盟金融体制改革研究

发布时间：2018-07-31 07:20

【摘要】：面对近年国际金融危机的挑战,欧盟选择了加强金融监管和规范金融市场的路径,实施了一系列金融体制改革计划,其具体措施包括机构创新和规则修订,分别从微观审慎监管和宏观审慎监管两个层面入手改革欧盟金融监管体系;并进一步规范资本市场和市场参与者,提高银行资本金要求、消除跨境支付障碍、严格信用评级机构制度、加强欧盟基金体制的协调和统一等等。欧盟中央银行在此次金融体制改革中扮演了重要的角色,尽管这些改革措施不是对现有各成员国监管的取代,泛欧监管体系的形成还有赖于采取更为实质性的措施,但从技术标准和共同监管的文化角度而言,欧盟的金融体制改革仍然取得了巨大的进展。这对我国深化金融体制改革具有重要的借鉴意义和启示作用。
[Abstract]:In the face of the challenge of the international financial crisis in recent years, the European Union has chosen the path of strengthening financial supervision and standardizing financial markets, and has implemented a series of reform plans for the financial system, including institutional innovation and revision of the rules. Starting from the two levels of microprudential supervision and macro-prudential supervision, we should reform the EU financial regulatory system, further standardize the capital market and market participants, raise bank capital requirements, and eliminate cross-border payment barriers. Strict credit rating agency system, strengthen the coordination and unification of the EU fund system and so on. The European Union's central bank has played an important role in the reform of the financial system, although these reforms are not a substitute for existing member states' supervision, and the formation of a pan-European regulatory system depends on more substantive measures. But from a cultural point of view of technical standards and common regulation, the EU's financial system reform has made great progress. This to deepen our country financial system reform has the important reference significance and the enlightenment function.
【作者单位】：上海社会科学院法学研究所;
【基金】：国家社科基金重大项目《深化金融体制改革》(项目编号:09&ZD030)资助,首席专家:顾肖荣
【分类号】：F835

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