农村商业银行信贷管理系统的设计与实现
发布时间：2018-08-18 09:01
【摘要】：信贷管理作为农村商业银行控制运营成本、提升经济效益的重要手段，国内各家农村商业银行通过各种先进的管理技术和经营观念，来提高信贷管理的水平，农村商业银行进行信贷系统信息化管理是其面对市场竞争、进行风险控制，也是其实现可持续发展的重要手段，因此采用信贷管理信息化系统，对于银行信息化管理水平提高、资产负债成本的降低、实现电子化流程管理都具有战略意义。 本文依托现有的计算机及系统开发工具，通过分析银行信贷业务需求，进行了农村商业银行信贷管理系统的设计和开发，，并针对系统的可行性进行了分析，同时也探讨了系统功能的实现。 首先，通过文献回顾对农村商业银行信贷管理系统的研究现状进行了分析，基于不同的信息技术的各类信贷系统设计与实现，为我们的研究提供了很好的借鉴；其次在文献分析的基础上，分析了农村商业银行信贷管理系统的业务需求，对农村商业银行信贷管理系统从技术、经济、操作和系统四个角度进行了可行性探讨；再次，结合业务需求和现有的计算机技术对农村商业银行进行了开发设计；最后对本文所设计的农村商业银行信贷管理系统功能的实现进行了探讨。
[Abstract]:Credit management is an important means for rural commercial banks to control operating costs and enhance economic benefits. Various rural commercial banks in China improve the level of credit management through various advanced management techniques and management concepts. It is an important means for rural commercial banks to carry out information management of credit system in the face of market competition, to control risks and to realize sustainable development. Therefore, the level of bank information management is improved by adopting credit management information system. It is of strategic significance to reduce the cost of assets and liabilities and realize electronic process management. Based on the existing computer and system development tools, this paper designs and develops the credit management system of rural commercial banks by analyzing the demand of bank credit business, and analyzes the feasibility of the system. At the same time, the realization of the system function is also discussed. First of all, through literature review of the rural commercial bank credit management system research status analysis, based on different information technology based on various types of credit system design and implementation, for our research provides a good reference; Secondly, on the basis of literature analysis, the paper analyzes the business requirements of rural commercial bank credit management system, and discusses the feasibility of rural commercial bank credit management system from four aspects: technology, economy, operation and system. Combining with the business demand and the existing computer technology, this paper develops and designs the rural commercial bank, and finally discusses the realization of the function of the credit management system of the rural commercial bank designed in this paper.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.4;TP315
本文编号：2189000
[Abstract]:Credit management is an important means for rural commercial banks to control operating costs and enhance economic benefits. Various rural commercial banks in China improve the level of credit management through various advanced management techniques and management concepts. It is an important means for rural commercial banks to carry out information management of credit system in the face of market competition, to control risks and to realize sustainable development. Therefore, the level of bank information management is improved by adopting credit management information system. It is of strategic significance to reduce the cost of assets and liabilities and realize electronic process management. Based on the existing computer and system development tools, this paper designs and develops the credit management system of rural commercial banks by analyzing the demand of bank credit business, and analyzes the feasibility of the system. At the same time, the realization of the system function is also discussed. First of all, through literature review of the rural commercial bank credit management system research status analysis, based on different information technology based on various types of credit system design and implementation, for our research provides a good reference; Secondly, on the basis of literature analysis, the paper analyzes the business requirements of rural commercial bank credit management system, and discusses the feasibility of rural commercial bank credit management system from four aspects: technology, economy, operation and system. Combining with the business demand and the existing computer technology, this paper develops and designs the rural commercial bank, and finally discusses the realization of the function of the credit management system of the rural commercial bank designed in this paper.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.4;TP315
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