货币政策、信贷歧视与企业间商业信用
发布时间：2018-09-05 17:44
【摘要】：正商业信用是指企业在购买产品的过程中延期交付货款,或是在销售产品的过程中提前收取货款而从对方那里获得的信用。商业信用在企业的短期融资中占据十分重要的地位,无论发达国家还是发展中国家都是如此,据统计,在全球平均水平上,商业信用占到企业资产的15%左右(石晓军、张顺明,2010)。在金融体系尚不健全、企业融资渠道单一的中国,企业使用的商业信用平均占
[Abstract]:Positive commercial credit refers to the credit that an enterprise obtains from the other party in the process of purchasing a product by delaying the delivery of the goods or by collecting the payment in advance during the process of selling the product. Commercial credit occupies a very important position in the short-term financing of enterprises, both in developed and developing countries. According to statistics, commercial credit accounts for about 15% of enterprise assets on the global average level (Shi Xiaojun, Zhang Shunming 2010). In China, where the financial system is not perfect and the financing channels of enterprises are single, the average proportion of commercial credit used by enterprises is
【作者单位】： 河南大学经济学院;
【基金】：国家社科基金项目“国有企业控制权转移绩效评估研究”(12BGL049) 河南省科学技术研究重点项目“河南省金融结构优化及其对经济增长支持的研究”(12A630064)
【分类号】：F822.0;F832.4;F272;F224
，
本文编号：2224993
[Abstract]:Positive commercial credit refers to the credit that an enterprise obtains from the other party in the process of purchasing a product by delaying the delivery of the goods or by collecting the payment in advance during the process of selling the product. Commercial credit occupies a very important position in the short-term financing of enterprises, both in developed and developing countries. According to statistics, commercial credit accounts for about 15% of enterprise assets on the global average level (Shi Xiaojun, Zhang Shunming 2010). In China, where the financial system is not perfect and the financing channels of enterprises are single, the average proportion of commercial credit used by enterprises is
【作者单位】： 河南大学经济学院;
【基金】：国家社科基金项目“国有企业控制权转移绩效评估研究”(12BGL049) 河南省科学技术研究重点项目“河南省金融结构优化及其对经济增长支持的研究”(12A630064)
【分类号】：F822.0;F832.4;F272;F224
，
本文编号：2224993
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