我国城市商业银行外汇业务风险管理创新研究

发布时间：2018-09-09 16:15

【摘要】：进入新世纪以来，随着我国城市商业银行外汇业务的快速发展，，外汇业务风险迅速增加，外汇业务风险管理压力日益加剧。当前，我国城市商业银行风险意识普遍较差，风险管理机制尚不健全，特别是外汇业务风险管理基础尤为薄弱。未来商业银行之间在外汇业务方面的竞争，主要是其风险管理能力的较量，推进城市商业银行外汇业务风险管理创新，切实提高其自身风险管理能力已是当务之急。本文通过比较分析、案例分析与定性分析等方法，对我国城市商业银行外汇业务风险管理创新进行全面、系统而深入的研究，在借鉴国际先进风险管理理念的基础上，立足实际对其外汇业务风险管理创新提出了一些实用且可供借鉴的方法和措施。本文分为五个部分：第一部分为引言。第二部分对我国城市商业银行的外汇业务、外汇业务风险、外汇业务风险管理及外汇业务风险管理创新的概念进行了界定，并对外汇业务风险管理及其创新的相关理论及依据进行了一般概述，这是全文的逻辑起点。第三部分在阐述我国城市商业银行外汇业务风险管理发展现状的基础上，重点对其外汇业务风险管理方面存在的主要问题加以归纳，进而得出了城市商业银行外汇业务风险管理创新的必要性与紧迫性。第四部分对国内外商业银行外汇业务风险管理的实践情况进行考察，从而得出一些有益启示。第五部分为我国城市商业银行外汇业务风险管理创新设计了创新方法，制定了创新原则，搭建了创新框架，并提出了一系列具有操作性的创新建议。
[Abstract]:Since the beginning of the new century, with the rapid development of foreign exchange business of city commercial banks in China, the risk of foreign exchange business is increasing rapidly, and the pressure of risk management of foreign exchange business is increasing day by day. At present, the risk awareness of urban commercial banks in China is generally poor, the risk management mechanism is not perfect, especially the risk management foundation of foreign exchange business is particularly weak. In the future, the competition between commercial banks in foreign exchange business is mainly the competition of their risk management ability. It is urgent to promote the innovation of foreign exchange business risk management of city commercial banks and to improve their own risk management ability. By means of comparative analysis, case analysis and qualitative analysis, this paper makes a comprehensive, systematic and in-depth study on the risk management innovation of foreign exchange business of urban commercial banks in China. On the basis of drawing lessons from international advanced risk management concepts, Based on the practice, the paper puts forward some practical methods and measures for the innovation of risk management in foreign exchange business. This article is divided into five parts: the first part is the introduction. The second part defines the concepts of foreign exchange business, foreign exchange business risk management and foreign exchange business risk management innovation of Chinese city commercial banks. The related theories and bases of foreign exchange risk management and innovation are summarized, which is the logical starting point of this paper. In the third part, on the basis of expounding the current situation of risk management in foreign exchange business of city commercial banks in China, the main problems in risk management of foreign exchange business are summarized. The necessity and urgency of risk management innovation in foreign exchange business of city commercial banks are obtained. The fourth part investigates the practice of foreign exchange risk management of commercial banks at home and abroad, and draws some useful enlightenment. The fifth part designs the innovation method for the risk management of the foreign exchange business of the city commercial bank of our country, formulates the innovation principle, builds the innovation frame, and puts forward a series of operable innovation suggestions.
【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832.2

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