新形势下我国银行业国际化经营区位选择影响因素研究

发布时间：2018-09-13 12:29

【摘要】：金融危机后,世界经济金融格局发生深刻调整。与此同时,我国经济进入“新常态”,经济金融体制改革和对外开放不断深入,政府积极推动中外自贸区谈判,并提出“一带一路”的战略构想,进一步推进我国对外经济交流,加之我国银行业金融机构自身综合实力的提升,人民币国际化进程加速,我国银行业“走出去”迎来了难得的历史机遇。而银行业“走出去”面临的首要问题就是“走到哪里去”,银行业国际化经营所选择的区位是否合适,将对银行的发展产生十分重要的影响。究竟是哪些因素决定和影响着我国银行国际化经营的区位选择,是一个值得深入探索的问题。本文紧紧结合当前国内外新形势,就这一问题展开了研究。本文在总结了国内外学者的相关研究成果的基础上,首先回顾了我国银行业国际化经营的历程,并对当前我国银行业海外分支机构的数量、区位分布状况以及分支机构采取的组织形式等进行统计和分析,总结出我国银行业国际化经营区位分布特征。然后针对我国银行业国际化经营现状,通过定性分析,从东道国的引力因素、我国的推力因素以及银行自身的因素三个方面,分析可能对我国商业银行国际化经营区位选择产生影响的因素,并选取可衡量或描述这些影响因素指标,建立指标体系。进而选取我国具有国际化经营代表性五大银行在19个样本国分支机构的数量作为被解释变量,所选指标作为解释变量,将相关变量代入回归模型进行定量分析,从而得出影响我国银行业国际化经营区位选择的相关影响因素。最后结合定性及定量的分析所得出的结论,创新性地提出新形势下适合我国银行业国际化经营区位选择调整和规划策略。
[Abstract]:After the financial crisis, the world economic and financial structure has undergone profound adjustment. At the same time, China's economy has entered the "new normal", the economic and financial system reform and opening to the outside world have been deepening, and the government has actively promoted negotiations between China and foreign countries on the free trade zone, and put forward the strategic concept of "Belt and Road." With the further promotion of China's foreign economic exchanges, the upgrading of the comprehensive strength of our banking financial institutions and the acceleration of the process of RMB internationalization, China's banking industry has ushered in a rare historical opportunity to "go out". And the first question that the banking industry "go out" faces is "where to go". Whether the location chosen by the banking international operation is suitable or not will have a very important influence on the development of the bank. What factors determine and influence the location choice of Chinese banks' international operation is a problem worthy of further exploration. This article closely combines the current domestic and foreign new situation, has carried on the research on this question. On the basis of summarizing the relevant research results of domestic and foreign scholars, this paper first reviews the course of international operation of China's banking industry, and the number of overseas branches of China's banking industry. Based on the statistics and analysis of the location distribution and the organizational forms adopted by the branches, the paper summarizes the regional distribution characteristics of the banking internationalization in China. Then, in view of the current situation of banking internationalization in China, through qualitative analysis, from three aspects: the gravity of the host country, the thrust of our country and the bank itself, This paper analyzes the factors that may affect the location choice of the international operation of commercial banks in China, and selects the indicators that can be measured or described to establish an index system. Then, the number of branches of the five major banks with representative international operation in 19 sample countries is chosen as the explanatory variable, and the relevant variables are substituted into the regression model to carry out quantitative analysis, and the selected indicators are taken as the explanatory variables, and the relevant variables are added to the regression model to carry out quantitative analysis. Therefore, the related factors affecting the location selection of banking internationalization management in China are obtained. Finally, combining the conclusion of qualitative and quantitative analysis, this paper puts forward innovatively the adjustment and planning strategy of location selection and planning suitable for the international operation of banking industry in China under the new situation.
【学位授予单位】：青岛科技大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.3

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