我国金融产业结构与经济增长关系研究

发布时间：2018-11-05 12:05

【摘要】：金融产业是经济社会中一个重要的产业部门,更是一个国家高度关注的战略性产业部门；金融产业结构作为一国金融产业发展完善程度主要衡量标志,越来越成为研究者关注的对象。目前,我国正跨入经济建设的“十二五”计划新时期,在产业升级、结构调整大政方针己定的前提下,为设计、规划、安排和协调我国金融产业结构的发展提供理论支持的现实需要是非常迫切的。本文以金融发展理论和计量经济学、产业经济学等理论为指导思想。运用协整检验、向量误差修正模型和格兰杰因果关系检验来研究我国金融产业结构与经济增长关联性问题,并且利用OLS估计测算出我国金融产业中各行业对经济增长的边际贡献率,从而进一步研究我国金融产业结构与经济增长协调性问题。首先本文在介绍选题背景和选题意义以及国内外在金融发展和金融产业结构研究的文献综述的基础上,对本文的研究方法、结构和可能的创新以及不足之处进行了简要介绍。其次,本文介绍了金融产业结构的基本概念并分析了金融产业结构与经济增长的关系问题,作为全文的理论基础。再次,通过相关数据和图表,分阶段说明了我国金融产业结构变迁的历程,并比较我国和西方发达国家的金融产业结构,试图分析我国金融产业结构的差异和变动趋势。然后,通过利用协整检验、格兰杰因果关系检验和OLS估计对我国金融产业结构和经济增长相互关系进行实证研究。最后,在实证研究的基础上,得出本文的研究结论：我国金融产业结构与经济增长之间存在长期均衡关系,但是金融产业内部各行业对经济增长的贡献却各有不同,我国金融产业结构存在发展不协调的问题。在这一结论的基础上本文对促进我国金融产业结构与经济增长协调发展提出相应的政策建议：我国继续完善银行业公司治理结构,加快保险、证券等非银行金融机构的发展,积极发展中小金融机构,构建大中小并存的金融产业结构,促进金融产业结构均衡发展。
[Abstract]:Financial industry is an important industrial sector in the economic society, and it is also a strategic industrial sector which is highly concerned by the country. As a main measure of the degree of development and perfection of a country's financial industry, the structure of financial industry has become the focus of more and more researchers. At present, our country is stepping into the new period of the 12th Five-Year Plan of economic construction. Under the premise of industrial upgrading and structural adjustment, we are planning for the purpose of designing and planning. It is urgent to arrange and coordinate the development of financial industry structure to provide theoretical support. This paper is guided by the theory of financial development and econometrics and industrial economics. Using cointegration test, vector error correction model and Granger causality test to study the relationship between financial industry structure and economic growth. The marginal contribution rate of financial industry to economic growth is calculated by using OLS estimation, and the coordination between financial industry structure and economic growth is further studied. Firstly, based on the introduction of the background and significance of the topic and the literature review of the financial development and financial industry structure at home and abroad, this paper briefly introduces the research methods, structure, possible innovations and shortcomings of this paper. Secondly, this paper introduces the basic concept of financial industry structure and analyzes the relationship between financial industry structure and economic growth, as the theoretical basis of the full text. Thirdly, through the relevant data and charts, the paper explains the course of financial industry structure change in stages, compares the financial industry structure between China and western developed countries, and tries to analyze the differences and trends of financial industry structure in China. Then, by using cointegration test, Granger causality test and OLS estimate, the empirical study on the relationship between financial industry structure and economic growth in China is carried out. Finally, on the basis of empirical research, this paper concludes that there is a long-term equilibrium relationship between financial industry structure and economic growth, but the contribution of different industries to economic growth is different. The financial industry structure of our country has the problem of uncoordinated development. On the basis of this conclusion, this paper puts forward corresponding policy suggestions to promote the coordinated development of financial industry structure and economic growth in China: China should continue to perfect the corporate governance structure of the banking industry, speed up the development of non-bank financial institutions such as insurance, securities, and so on. We should actively develop small and medium financial institutions, construct a large, medium and small financial industry structure, and promote the balanced development of the financial industry structure.
【学位授予单位】：安徽财经大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832;F127

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