区域金融发展与城乡收入差距之间关系研究

发布时间：2018-11-22 17:38

【摘要】：在深化中国金融体制改革的道路上，为实现国民经济可持续发展，就必须厘清金融发展与城乡收入差距之间的关系，特别是在我国幅员辽阔的国土上，东中西部地区三大区域之间存在的区域差异，分析这三大区域之间金融发展与城乡收入差距之间的差异。本文首先对以往的金融发展与城乡收入差距的研究进行了总结与回顾，然后分别梳理了金融发展理论、城乡收入差距和城乡发展的理论，在此基础上，构建了区域金融发展与城乡收入差距相互作用机制的理论框架。在理论分析的基础上，具体考察了东、中、西三个区域的现状并做了比较研究。然后通过选取合适的金融发展与城乡收入差距测度指标，运用1978-2010年的相关数据，在此基础上，利用面板数据单位根检验、协整检验和误差纠正模型分别对东、中、西部地区的金融发展与城乡收入的关系进行比较分析。通过实证分析得出以下结论：区域金融发展与城乡收入差距存在着相互促进作用，但是区域金融发展与城乡收入差距之间有明显的区域差异。东部地区的金融发展规模和城乡收入差距既存在着长期因果关系又存在着短期因果关系，而金融发展效率仅是城乡收入差距的长期原因而没有短期因果关系。中部地区的金融发展规模和城乡收入差距之间存在长期因果关系但没有短期因果关系，金融发展效率和城乡收入差距既存在着长期原因又有其短期因果关系。西部地区的金融发展规模是城乡收入差距的长期原因而非短期原因，金融发展效率既是城乡收入差距的长期原因又是其短期原因。同时，东部和西部地区的金融规模与城乡收入差距正相关，金融发展效率与城乡收入差距负相关，东部金融发展对改善城乡收入差距的弹性明显要高于西部；中部地区的金融规模与城乡收入差距负相关，金融发展效率与城乡收入差距正相关。由于区域条件不同，金融发展与城乡收入差距的关系也呈现出区域差异。在此基础上，提出了相应的对策建议。第一，深化金融改革，实施中国金融区域化战略。第二，重视中、西部地区金融与经济发展的协调发展。第三，在尊重金融商业的前提下，加快农村金融改革。第四，，加快收入分配制度改革步伐。第五，加快农业产业化发展，促使农业规模化经营，鼓励创办村镇企业，提高农民增收能力。
[Abstract]:On the road of deepening the reform of China's financial system, in order to realize the sustainable development of the national economy, it is necessary to clarify the relationship between financial development and the income gap between urban and rural areas, especially in the vast territory of our country. This paper analyzes the differences between the financial development and the urban-rural income gap among the three regions. This paper first summarizes and reviews the previous studies on financial development and urban-rural income gap, and then combs the theories of financial development, urban-rural income gap and urban-rural development respectively. The theoretical framework of the interaction mechanism between regional financial development and urban-rural income gap is constructed. On the basis of theoretical analysis, the present situation of the three regions of east, middle and west is investigated and compared. Then, by selecting appropriate indicators of financial development and urban-rural income gap measurement, using the relevant data from 1978 to 2010, on this basis, using panel data unit root test, cointegration test and error correction model to east, middle, respectively. The relationship between financial development and urban and rural income in western China is compared and analyzed. The conclusions are as follows: regional financial development and urban-rural income gap promote each other, but there are obvious regional differences between regional financial development and urban-rural income gap. The scale of financial development and the urban-rural income gap in the eastern region have both long-term causality and short-term causality, while the efficiency of financial development is only the long-term cause of urban-rural income gap, and there is no short-term causality. There is a long-term causal relationship between the scale of financial development and the urban-rural income gap in the central region, but there is no short-term causal relationship. The efficiency of financial development and the urban-rural income gap have both long-term and short-term causality. The scale of financial development in the western region is the long-term cause of urban-rural income gap, not the short-term reason. The efficiency of financial development is not only the long-term cause of urban-rural income gap, but also the short-term reason. At the same time, the financial scale of the eastern and western regions is positively related to the urban-rural income gap, and the efficiency of financial development is negatively correlated with the urban-rural income gap. The elasticity of the eastern financial development to improve the urban-rural income gap is obviously higher than that of the western region. The financial scale of the central region is negatively correlated with the urban-rural income gap, and the financial development efficiency is positively correlated with the urban-rural income gap. Because of different regional conditions, the relationship between financial development and urban-rural income gap also presents regional differences. On this basis, the corresponding countermeasures and suggestions are put forward. First, deepen financial reform and implement the strategy of China's financial regionalization. Second, attach importance to the coordinated development of financial and economic development in the western region. Third, in respect of the premise of financial commerce, accelerate rural financial reform. Fourth, speed up the pace of reform of the income distribution system. Fifth, accelerate the development of agricultural industrialization, promote large-scale management of agriculture, encourage the establishment of village and town enterprises, and improve the ability of farmers to increase their income.
【学位授予单位】：重庆大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F832;F124.7;F224

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