农发行邢台分行经营绩效考评研究
发布时间：2018-12-13 21:51
【摘要】：经营绩效考评体系的建立和运用为我国银行业强化内部管理、提升自身竞争力、突出战略目标发挥着重大作用。近年来，我国政策性银行在做好政策性业务的同时，开始发展一些商业性业务，，既要完成政府赋予的特殊使命，又要保证自身经营状况持续发展。随着其业务范围的扩大，建立一套适合自身经营特点的、并且简易可行的绩效评价体系已迫在眉睫。 近年来，虽然我国出台了关于国有商业银行的绩效考评体系。但政策性银行的绩效考评体系尚未发展完善。本文从政策性银行农发行的特点出发，探讨农业政策性银行的绩效考评体系。 目前，农发行的考评体系是上级行对下属分支行进行绩效考评，这种方式有一定的弊端和狭隘性。考评结果有时不能准确反映当前的经营情况，不能直观看到排名情况，甚至与农发行的战略目标脱节，这样有可能导致某些行经营效益恶化，不良资产率上升等等。所以改善邢台分行目前的考评体系，可以调动各分支机构的工作积极性，促使各行加强业务可持续发展。本文在介绍绩效考评的基本理论和国内外研究现状的基础上，分析了农发行邢台分行的经营绩效考评体系和现有体系取得的成效与不足，并提出了具体实施建议，对考评体系作出修改补充。所以本文的研究必会对邢台分行绩效考评的完善提供可借鉴的操作方案。
[Abstract]:The establishment and application of the management performance appraisal system plays an important role in strengthening the internal management, enhancing the competitiveness of our banking industry, and highlighting the strategic objectives. In recent years, the policy banks of our country have started to develop some commercial businesses while doing well the policy business. They should not only fulfill the special mission given by the government, but also ensure the sustainable development of their own business conditions. With the expansion of its business scope, it is urgent to establish a simple and feasible performance evaluation system. In recent years, although our country has introduced the performance appraisal system of state-owned commercial banks. However, the performance appraisal system of policy banks has not been developed and perfected. Based on the characteristics of Agricultural Development Bank, this paper discusses the performance evaluation system of agricultural policy banks. At present, the Appraisal system of Agricultural Development Bank is the superior bank to conduct the performance appraisal to the subordinate branch bank, this kind of way has certain malpractice and narrowness. Sometimes the evaluation results can not accurately reflect the current operating situation, can not directly see the ranking situation, or even out of touch with the strategic objectives of the Agricultural Development Bank, which may lead to the deterioration of some banks' operating benefits and the rise of the non-performing assets rate, and so on. Therefore, improving the current appraisal system of Xingtai Branch can mobilize the enthusiasm of the branches and promote the sustainable development of the business. On the basis of introducing the basic theory of performance appraisal and the current research situation at home and abroad, this paper analyzes the achievements and shortcomings of the performance appraisal system of Xingtai Branch of Agricultural Development Bank and the existing system, and puts forward some concrete suggestions for implementation. Revise and supplement the evaluation system. Therefore, the study of this paper will provide a reference for Xingtai Branch performance evaluation.
【学位授予单位】：河北工业大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F272.3;F832.31
本文编号：2377306
[Abstract]:The establishment and application of the management performance appraisal system plays an important role in strengthening the internal management, enhancing the competitiveness of our banking industry, and highlighting the strategic objectives. In recent years, the policy banks of our country have started to develop some commercial businesses while doing well the policy business. They should not only fulfill the special mission given by the government, but also ensure the sustainable development of their own business conditions. With the expansion of its business scope, it is urgent to establish a simple and feasible performance evaluation system. In recent years, although our country has introduced the performance appraisal system of state-owned commercial banks. However, the performance appraisal system of policy banks has not been developed and perfected. Based on the characteristics of Agricultural Development Bank, this paper discusses the performance evaluation system of agricultural policy banks. At present, the Appraisal system of Agricultural Development Bank is the superior bank to conduct the performance appraisal to the subordinate branch bank, this kind of way has certain malpractice and narrowness. Sometimes the evaluation results can not accurately reflect the current operating situation, can not directly see the ranking situation, or even out of touch with the strategic objectives of the Agricultural Development Bank, which may lead to the deterioration of some banks' operating benefits and the rise of the non-performing assets rate, and so on. Therefore, improving the current appraisal system of Xingtai Branch can mobilize the enthusiasm of the branches and promote the sustainable development of the business. On the basis of introducing the basic theory of performance appraisal and the current research situation at home and abroad, this paper analyzes the achievements and shortcomings of the performance appraisal system of Xingtai Branch of Agricultural Development Bank and the existing system, and puts forward some concrete suggestions for implementation. Revise and supplement the evaluation system. Therefore, the study of this paper will provide a reference for Xingtai Branch performance evaluation.
【学位授予单位】：河北工业大学
【学位级别】：硕士
【学位授予年份】：2012
【分类号】：F272.3;F832.31
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本文编号：2377306
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