中小企业发展与银行信贷关系研究
发布时间：2018-12-27 19:55
【摘要】：中小企业在技术创新方面具有数量多、效率高、周期短、成本低等独特优势,由于生存危机与竞争压力,中小企业比大企业更加关注市场机会,创新的动力和活力更强,容易抓住机会,获得成功。随着中小企业的发展,其对资金的需求也越来越大,特别是在当前宏观调控形势下,中小企业的融资难、贷款难的问题日益突出,已成为制约其发展的突出问题。
[Abstract]:Small and medium-sized enterprises have many unique advantages in technological innovation, such as large quantity, high efficiency, short period, low cost and so on. Because of the survival crisis and competitive pressure, SMEs pay more attention to market opportunities than large enterprises, and have more power and vitality of innovation. It is easy to seize chances and succeed. With the development of small and medium-sized enterprises, their demand for funds is increasing, especially in the current macro-control situation, the financing and loan difficulties of small and medium-sized enterprises have become increasingly prominent, which has become a prominent problem restricting their development.
【作者单位】： 中国建设银行云南省分行机构业务部;
【分类号】：F832.4;F276.3
[Abstract]:Small and medium-sized enterprises have many unique advantages in technological innovation, such as large quantity, high efficiency, short period, low cost and so on. Because of the survival crisis and competitive pressure, SMEs pay more attention to market opportunities than large enterprises, and have more power and vitality of innovation. It is easy to seize chances and succeed. With the development of small and medium-sized enterprises, their demand for funds is increasing, especially in the current macro-control situation, the financing and loan difficulties of small and medium-sized enterprises have become increasingly prominent, which has become a prominent problem restricting their development.
【作者单位】： 中国建设银行云南省分行机构业务部;
【分类号】：F832.4;F276.3
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