电子货币及其监管
发布时间：2019-03-21 17:45
【摘要】：正从我国情况看,电子货币已有了一定试探性发展,虽然总体尚处萌芽状态,但其发展面临的潜在风险值得关注和研究随着互联网技术和电子商务的普及,应用电子渠道进行支付交易和购买活动日益频繁,传统上使用物理形式货币进行支付的方式正在向多元化的支付方式转变。银行卡、电子银行是其中应用最为广泛的电子化货币支付渠道。需要强调的是,上述渠道仍处于银行体系之中,按照银行业务进行规范监管。
[Abstract]:In view of the situation in China, electronic money has developed tentatively. Although it is still in its infancy, the potential risks in its development deserve attention and research with the popularization of Internet technology and e-commerce. The use of electronic channels for payment transactions and purchases is increasingly frequent, and the traditional use of physical forms of money for payment is changing to a diversified way of payment. Bank card, electronic bank is one of the most widely used electronic money payment channels. It is important to emphasize that these channels are still in the banking system and regulated according to the banking business.
【作者单位】： 中国银监会创新监管部;
【分类号】：F724.6;F832.2
，
本文编号：2445169
[Abstract]:In view of the situation in China, electronic money has developed tentatively. Although it is still in its infancy, the potential risks in its development deserve attention and research with the popularization of Internet technology and e-commerce. The use of electronic channels for payment transactions and purchases is increasingly frequent, and the traditional use of physical forms of money for payment is changing to a diversified way of payment. Bank card, electronic bank is one of the most widely used electronic money payment channels. It is important to emphasize that these channels are still in the banking system and regulated according to the banking business.
【作者单位】： 中国银监会创新监管部;
【分类号】：F724.6;F832.2
，
本文编号：2445169
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