陕西农村金融发展对城乡收入差距的影响研究
发布时间：2019-05-11 15:37
【摘要】：自改革开放以来,陕西省在经济体制方面进行的一系列改革推动了陕西经济的快速发展。陕西省人民群众的物质文化生活水平也有了显著的提高,但是陕西城乡收入分配不均的问题也逐渐凸显。在影响城乡收入差距的诸多因素中,农村金融发展是其中较为重要的一个,本文对陕西农村金融发展对陕西城乡收入差距的影响进行了理论和实证分析。本文在回顾国内外金融发展与城乡收入差距的相关文献的基础上,从农村金融发展和收入分配的相关理论出发,着重分析了农村金融发展对城乡收入差距的影响机理。进而对陕西农村金融发展和城乡收入差距的状况进行全面的统计分析,并总结了陕西农村金融发展的不足。在此基础上,本文选择农村金融发展效率、农村金融发展规模、城乡收入差距等相关指标,运用协整检验、格兰杰因果关系检验、脉冲响应分析等方法,实证检验了陕西农村金融发展对陕西城乡收入差距的影响。结果表明:陕西农村金融发展效率的提高对陕西城乡收入差距的收敛具有较明显的促进作用,而陕西农村金融发展规模不是城乡收入差距的格兰杰原因,其对城乡收入差距的影响强度较小。在上述理论和实证分析的基础上,本文从加强信用体系建设,建立相关风险分担机制、构建合理的金融监管体系等方面,提出进一步发展陕西农村金融以缩小陕西城乡收入差距的相关建议。
[Abstract]:Since the reform and opening up, a series of reforms in Shaanxi's economic system have promoted the rapid development of Shaanxi's economy. The material and cultural living standards of the people in Shaanxi Province have also been significantly improved, but the problem of uneven income distribution between urban and rural areas in Shaanxi Province has gradually become prominent. Among the factors that affect the income gap between urban and rural areas, rural financial development is one of the most important factors. This paper makes a theoretical and empirical analysis of the impact of rural financial development on the urban-rural income gap in Shaanxi Province. On the basis of reviewing the relevant literature of financial development and urban-rural income gap at home and abroad, this paper analyzes the influence mechanism of rural financial development on urban-rural income gap based on the relevant theories of rural financial development and income distribution. Furthermore, this paper makes a comprehensive statistical analysis on the development of rural finance and the income gap between urban and rural areas in Shaanxi, and summarizes the shortcomings of rural financial development in Shaanxi. On this basis, this paper selects the rural financial development efficiency, rural financial development scale, urban-rural income gap and other related indicators, using co-integration test, Granger causality test, impulse response analysis, etc. This paper empirically tests the impact of Shaanxi rural financial development on the income gap between urban and rural areas in Shaanxi. The results show that the improvement of the efficiency of rural financial development in Shaanxi has an obvious effect on the convergence of urban-rural income gap in Shaanxi, and the scale of rural financial development in Shaanxi is not the Granger cause of the income gap between urban and rural areas. Its impact on the income gap between urban and rural areas is relatively small. On the basis of the above theoretical and empirical analysis, this paper strengthens the construction of credit system, establishes the relevant risk sharing mechanism, constructs the reasonable financial supervision system and so on. Some suggestions are put forward to further develop Shaanxi rural finance in order to narrow the income gap between urban and rural areas in Shaanxi.
【学位授予单位】：兰州财经大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.35
本文编号：2474620
[Abstract]:Since the reform and opening up, a series of reforms in Shaanxi's economic system have promoted the rapid development of Shaanxi's economy. The material and cultural living standards of the people in Shaanxi Province have also been significantly improved, but the problem of uneven income distribution between urban and rural areas in Shaanxi Province has gradually become prominent. Among the factors that affect the income gap between urban and rural areas, rural financial development is one of the most important factors. This paper makes a theoretical and empirical analysis of the impact of rural financial development on the urban-rural income gap in Shaanxi Province. On the basis of reviewing the relevant literature of financial development and urban-rural income gap at home and abroad, this paper analyzes the influence mechanism of rural financial development on urban-rural income gap based on the relevant theories of rural financial development and income distribution. Furthermore, this paper makes a comprehensive statistical analysis on the development of rural finance and the income gap between urban and rural areas in Shaanxi, and summarizes the shortcomings of rural financial development in Shaanxi. On this basis, this paper selects the rural financial development efficiency, rural financial development scale, urban-rural income gap and other related indicators, using co-integration test, Granger causality test, impulse response analysis, etc. This paper empirically tests the impact of Shaanxi rural financial development on the income gap between urban and rural areas in Shaanxi. The results show that the improvement of the efficiency of rural financial development in Shaanxi has an obvious effect on the convergence of urban-rural income gap in Shaanxi, and the scale of rural financial development in Shaanxi is not the Granger cause of the income gap between urban and rural areas. Its impact on the income gap between urban and rural areas is relatively small. On the basis of the above theoretical and empirical analysis, this paper strengthens the construction of credit system, establishes the relevant risk sharing mechanism, constructs the reasonable financial supervision system and so on. Some suggestions are put forward to further develop Shaanxi rural finance in order to narrow the income gap between urban and rural areas in Shaanxi.
【学位授予单位】：兰州财经大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.35
【参考文献】
相关期刊论文 前1条
1 姚耀军;金融发展与城乡收入差距关系的经验分析[J];财经研究;2005年02期
，本文编号：2474620
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