新疆农户金融服务供求研究——基于呼图壁县的调查

发布时间：2019-06-05 19:47

【摘要】：本文为分析呼图壁县关于农村金融的供给、金融服务需求状况,通过呼图壁县300户农民的问卷调查,结果表明:农村金融的供给总量存在不足,农村金融网点覆盖面比较狭窄,农村金融服务产品过于单一;农户对金融服务的需求非常旺盛,但在农业生产中还面临金融抑制的现象;从供给和需求的对比中发现农村金融的供给和需求存在结构性失衡;影响农户金融服务失衡的主要因素有农户的年龄、教育程度、种植规模、家庭劳动人口、家庭收入等因素。
[Abstract]:In order to analyze the supply of rural finance and the demand for financial services in Hutubi County, through a questionnaire survey conducted by 300 farmers in Hutubi County, the results show that the total supply of rural finance is insufficient and the coverage of rural financial outlets is relatively narrow. Rural financial service products are too single; Farmers' demand for financial services is very strong, but they are still facing the phenomenon of financial restraint in agricultural production. From the comparison between supply and demand, it is found that there is a structural imbalance in the supply and demand of rural finance. The main factors affecting the imbalance of farmers' financial services are farmers' age, education level, planting scale, family working population, family income and so on.
【作者单位】： 新疆农业大学;呼图壁县农村信用合作联社;
【分类号】：F832.35
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本文编号：2493777