小微型企业物流融资模式研究

发布时间：2018-01-07 03:02

本文关键词：小微型企业物流融资模式研究　出处：《重庆交通大学》2015年硕士论文　论文类型：学位论文

【摘要】：小微型企业在“十一五”期间取得了平稳快速的发展,到“十二五”时期国家对小微型企业的大举支持,推动、扶持和率领小微型企业深入优化布局和转型发展,目前,“十三五”规划中提出将发展小微型企业提升为国家战略。因此,小微型企业的发展迫在眉睫。物流融资作为目前发展良好且有效适用于小微型企业融资的方法,有必要将小微型企业与物流融资业务相结合,在国家政策的扶持和引导下,充分利用物流融资模式的特点以及小微型企业产品的特征,开拓一种全新的物流融资业务模式领域。本文则在物流融资过程中,根据小微型企业融资面对的困难,以及融资企业、金融机构和物流企业面临的风险,从而构建一种新的物流融资模式,打造融资企业、金融机构和物流企业“三赢”的局面。具体研究内容如下:研究了物流融资历年发展近况和基本概念,然后对仓单质押融资模式、存货质押融资模式、融通仓业务模式、应收账款融资模式和保兑仓业务模式这五种当前运用较广的物流融资运作模式流程进行分析比较,介绍这五种模式的风险因素,通过组建动态组织联盟来加速小微型企业的整合,把具有不同优势的小微型企业建立战略合作关系组建虚拟化动态组织联盟。验证新物流融资模式的合理性,考察是否需要组建小微型企业动态组织联盟以及组建后的稳定性,通过设定物流融资市场的逆需求函数,证明小微型企业不联盟或部分联盟时获取的预期融资净收益小于企业联盟时的预期融资净收益;本文利用Shapley值法、核仁法、核心法和Nash协商模型,在联盟内部分配方案制定中,客观有效地制定融资净收益分配方案;以重庆市特有的摩托车零配件小微型企业为组建联盟的企业,实证分析联盟组建收益分析和利益分配模式研究。证明了将小微型企业组建动态组织联盟这种物流融资新模式的可操作性后,再以小微型企业动态组织联盟(即融资企业联盟)、金融机构和物流企业为研究对象,首先针对物流融资业务流程中三方参与者进行风险识别,构建风险评价指标体系,设计问卷调查表;然后,通过SPSS22.0软件对数据信度说明及效度说明;最后,通过运用AMOS22.0软件展开对结构方程模型的研究,对各个变量之间的关系进行解释,提出相对应的风险管理防范措施。本文针对小微型企业通过上述问题的研究与分析,解决了融资难的窘况,推进了健康快速的发展。
[Abstract]:Small and micro enterprises have achieved steady and rapid development in the "11th Five-Year" period, the "12th Five-Year" period of national small micro enterprise support, promote, support and led the small micro enterprises further optimize the layout and development, at present, "the development of small and micro enterprises to enhance national strategic planning. Therefore, 13th Five-Year." the development of small and micro enterprises imminent. Method of logistics financing as the development of good and effective for small micro enterprise financing, it is necessary to put the small and micro enterprises and logistics finance business combination in the national policy support and guidance, make full use of the characteristics of logistics financing mode and small micro enterprise products, develop a new logistics financing business model in logistics field. In this paper, in the process of financing, according to the small micro enterprise financing difficulties, financing enterprises and financial institutions. Risk and logistics enterprises, in order to build a new logistics mode of financing, financing to build enterprises, financial institutions and logistics enterprises "win-win situation. The specific contents are as follows: Research on the logistics financing over the development situation and basic concept, and then the warehouse financing mode, inventory financing mode, financing warehouse business model accounts receivable financing mode, and the confirming warehouse business of the five models in the application process of operation mode of logistics financing widely compared the risk factors of the five models, through setting up dynamic organizational alliance to accelerate the integration of small and micro enterprises, to set up the virtual dynamic alliance organization to establish strategic cooperative relations of small micro the enterprise has different advantages. To verify the rationality of the new logistics financing model, to investigate whether small micro enterprises need to set up the dynamic alliance organization formation and stability The inverse demand function, set the logistics financing market, expected net income net income is expected to obtain proof of financing financing of small micro enterprises or part of the Union League not less than the enterprise alliance; using the Shapley value method, kernel method, kernel method and Nash negotiation model, in the formulation of alliance allocation schemes, objective and effective to develop the allocation of net income to the financing plan; Chongqing city unique motorcycle spare parts for small and micro enterprises alliance enterprises, profit analysis and profit distribution pattern set of empirical analysis. It is proved that the alliance will form a new mode of dynamic alliance of small micro enterprise financing of the logistics of the operation, with small micro enterprises the dynamic alliance (i.e. financing alliance), financial institutions and logistics enterprises as the research object, the first risk identification for three participants in the business process of logistics finance, The construction risk evaluation index system, design the questionnaire; then, to illustrate the reliability and validity of the data by SPSS22.0 software; finally, through the use of AMOS22.0 software to launch the research of structural equation model, to explain the relationship between variables, put forward corresponding preventive measures of risk management. According to the small and micro enterprises through research and analysis the above problems, solve the financing predicament, and promote the healthy and rapid development.

【学位授予单位】：重庆交通大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F276.3;F275

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