供应链金融服务实体经济发展研究

发布时间：2018-02-22 01:08

  本文关键词： 商业银行 供应链金融 供应链管理 中小企业融资 投贷联动　出处：《南方金融》2017年10期 　论文类型：期刊论文

【摘要】：随着物联网、大数据技术的发展和应用,供应链物流和信息流的共享、协调已经取得了长足进步,然而由于金融创新的相对滞后,资金流的梗阻逐渐成为供应链发展的瓶颈。大力发展供应链金融,是推动供应链创新和应用、服务实体经济发展的现实需要和重要手段。现阶段我国发展供应链金融面临的困难和障碍包括:供应链金融缺乏完善的法律规制和统一、专业的行业自律,供应链金融的产品和服务比较匮乏且成本较高,供应链成员企业之间未能形成密切的业务协同关系。推动供应链金融发展,一是要完善相关的法律法规,成立全国统一的供应链金融行业协会,为供应链金融发展营造良好的外部环境;二是要推动商业银行成立供应链金融专营部门,创新供应链金融模式设计,发挥投贷联动机制的作用,更好地服务实体经济发展;三是要推动供应链核心企业与非核心企业协同开展融资模式创新,应用物联网、大数据、区块链等新兴技术,破解供应链金融发展瓶颈。
[Abstract]:With the development and application of Internet of things, big data technology, the sharing and coordination of supply chain logistics and information flow, great progress has been made. However, due to the relative lag of financial innovation, The obstruction of capital flow has gradually become the bottleneck of supply chain development. To develop supply chain finance vigorously is to promote supply chain innovation and application. The difficulties and obstacles in the development of supply chain finance in China include: lack of perfect legal regulation and unification of supply chain finance, professional industry self-discipline. The products and services of the supply chain finance are relatively scarce and the cost is high, and the enterprises in the supply chain cannot form a close business synergy relationship. The first way to promote the development of the supply chain finance is to perfect the relevant laws and regulations. To set up a unified national supply chain finance industry association to create a good external environment for the development of supply chain finance; second, to promote the establishment of supply chain finance monopoly departments by commercial banks and to innovate the design of supply chain finance models. To give full play to the role of the investment and loan linkage mechanism, and to better serve the development of the real economy; third, to promote the innovation of financing modes between core enterprises in the supply chain and non-core enterprises, and to apply emerging technologies such as the Internet of things, big data, block chain, and other emerging technologies. Break the bottleneck of supply chain finance development.
【作者单位】： 国家开发银行;清华大学五道口金融学院;中国投资有限责任公司;
【分类号】：F124;F832
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本文编号：1523292