3PL企业参与物流金融服务的风险评价
发布时间：2019-06-21 07:57
【摘要】：物流金融是结合了物流业与金融业各自特点而产生的一种全新的融资模式，它可以最大限度的提高3PL企业、金融机构、融资企业的三方的共同利益。3PL企业作为物流金融服务最为重要的参与方，，可以通过物流金融服务增强其市场竞争力，带来新的利润点。随着我国物流金融领域的日渐成熟，物流金融服务的发展空间更加广阔，但是问题与风险也不可避免的随之而来，目前，我国3PL企业对物流金融服务缺乏全面的风险识别，未能构建系统的风险评价体系，无法对风险水平进行科学的评价，往往使3PL企业在是否提供物流金融服务的问题上非常谨慎，导致物流金融进步缓慢。因此，对于3PL企业参与物流金融服务的风险进行客观、科学、有效的评价对于物流金融服务的顺利开展具有至关重要的影响。 本文从3PL企业的角度探讨了物流金融风险评价问题，首先，从物流金融的概念出发，对物流金融的基础理论和风险评价的流程进行了介绍，着重分析了3PL企业参与物流金融服务的三种主要运作模式：仓单质押模式、保兑仓模式和融通仓模式；第二，识别与分析了3PL企业参与物流金融服务的六大风险，包括：融资企业资质风险、合同风险、操作风险、质押物风险、融资企业信誉风险、环境风险等，进而构建了一套全面实用的风险评价指标体系；第三，对比了常用的风险评价模型后，采用了模糊层次分析法-灰色聚类分析法-模糊综合分析法综合构建风险评价模型：选取模糊层次分析法确定风险评价指标权重，利用灰色聚类分析法确定指标风险大小，然后结合模糊综合评价法计算出风险评价结果；第四，结合具体案例，分析了典型3PL企业参与物流金融服务的风险，验证了模型的可行易用性，并给出合理化建议，体现了风险评价模型的实用价值。 本研究旨在系统全面地识别3PL企业参与物流金融服务中的风险要素，构建风险评价指标体系，并提出有实用价值的风险评价模型，希望对3PL企业参与物流金融服务有所启示。
[Abstract]:Logistics finance is a new financing mode which combines the characteristics of logistics industry and financial industry. It can maximize the common interests of 3PL enterprises, financial institutions and financing enterprises. 3PL enterprises, as the most important participants in logistics financial services, can enhance their market competitiveness and bring new profit points through logistics financial services. With the maturity of the field of logistics finance in our country, the development space of logistics financial service is broader, but the problems and risks inevitably follow. At present, 3PL enterprises in our country lack of comprehensive risk identification of logistics financial service, fail to construct a systematic risk evaluation system, and can not evaluate the risk level scientifically, which often makes 3PL enterprises very cautious about whether or not to provide logistics financial services. Resulting in slow progress in logistics finance. Therefore, the objective, scientific and effective evaluation of the risk of 3PL enterprises participating in logistics financial services has a vital impact on the smooth development of logistics financial services. This paper discusses the problem of logistics financial risk assessment from the point of view of 3PL enterprises. firstly, starting from the concept of logistics finance, this paper introduces the basic theory of logistics finance and the process of risk evaluation, and focuses on the analysis of three main operation modes of 3PL enterprises participating in logistics financial services: warehouse receipt pledge mode, guaranteed position mode and financing position mode. Secondly, the six risks of 3PL enterprises participating in logistics financial services are identified and analyzed, including: qualification risk, contract risk, operation risk, pledge risk, reputation risk, environmental risk and so on, and then a set of comprehensive and practical risk evaluation index system is constructed. Thirdly, after comparing the commonly used risk assessment models, the fuzzy analytic hierarchy process (AHP), grey clustering analysis and fuzzy comprehensive analysis are used to construct the risk evaluation model synthetically: the fuzzy analytic hierarchy process (AHP) is selected to determine the weight of the risk evaluation index, and the grey cluster analysis method is used to determine the risk size of the index, and then the risk evaluation results are calculated by combining the fuzzy comprehensive evaluation method. Fourth, combined with specific cases, this paper analyzes the risk of typical 3PL enterprises participating in logistics financial services, verifies the feasibility and ease of use of the model, and gives reasonable suggestions, which reflects the practical value of the risk assessment model. The purpose of this study is to systematically and comprehensively identify the risk factors in the participation of 3PL enterprises in logistics financial services, construct the risk evaluation index system, and put forward a practical risk evaluation model, hoping to enlighten 3PL enterprises in participating in logistics financial services.
【学位授予单位】：浙江理工大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F259.23;F832.2
本文编号：2503914
[Abstract]:Logistics finance is a new financing mode which combines the characteristics of logistics industry and financial industry. It can maximize the common interests of 3PL enterprises, financial institutions and financing enterprises. 3PL enterprises, as the most important participants in logistics financial services, can enhance their market competitiveness and bring new profit points through logistics financial services. With the maturity of the field of logistics finance in our country, the development space of logistics financial service is broader, but the problems and risks inevitably follow. At present, 3PL enterprises in our country lack of comprehensive risk identification of logistics financial service, fail to construct a systematic risk evaluation system, and can not evaluate the risk level scientifically, which often makes 3PL enterprises very cautious about whether or not to provide logistics financial services. Resulting in slow progress in logistics finance. Therefore, the objective, scientific and effective evaluation of the risk of 3PL enterprises participating in logistics financial services has a vital impact on the smooth development of logistics financial services. This paper discusses the problem of logistics financial risk assessment from the point of view of 3PL enterprises. firstly, starting from the concept of logistics finance, this paper introduces the basic theory of logistics finance and the process of risk evaluation, and focuses on the analysis of three main operation modes of 3PL enterprises participating in logistics financial services: warehouse receipt pledge mode, guaranteed position mode and financing position mode. Secondly, the six risks of 3PL enterprises participating in logistics financial services are identified and analyzed, including: qualification risk, contract risk, operation risk, pledge risk, reputation risk, environmental risk and so on, and then a set of comprehensive and practical risk evaluation index system is constructed. Thirdly, after comparing the commonly used risk assessment models, the fuzzy analytic hierarchy process (AHP), grey clustering analysis and fuzzy comprehensive analysis are used to construct the risk evaluation model synthetically: the fuzzy analytic hierarchy process (AHP) is selected to determine the weight of the risk evaluation index, and the grey cluster analysis method is used to determine the risk size of the index, and then the risk evaluation results are calculated by combining the fuzzy comprehensive evaluation method. Fourth, combined with specific cases, this paper analyzes the risk of typical 3PL enterprises participating in logistics financial services, verifies the feasibility and ease of use of the model, and gives reasonable suggestions, which reflects the practical value of the risk assessment model. The purpose of this study is to systematically and comprehensively identify the risk factors in the participation of 3PL enterprises in logistics financial services, construct the risk evaluation index system, and put forward a practical risk evaluation model, hoping to enlighten 3PL enterprises in participating in logistics financial services.
【学位授予单位】：浙江理工大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F259.23;F832.2
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