村镇银行联合信息网络平台建设研究

发布时间：2018-06-05 15:54

本文选题：村镇银行 + IT系统　；参考：《大连海事大学》2015年硕士论文

【摘要】：近年来,随着国家对农村金融支持力度的加大,村镇银行的发展日益引人瞩目,逐渐成为农村金融体系中一个不可或缺的角色。设立村镇银行是解决目前我国农村地区金融服务覆盖率低、金融供给不足、竞争不充分等“金融抑制”现象的创新之举,对于提高农村金融服务水平,促进农村经济社会和谐稳定和可续发发展,无疑将起到积极的推进作用。众所周知,银行业一直是信息技术应用广泛和深入的一个行业,在业务竞争的背后,是支撑业务发展的IT战略的角逐,而其中各类业务赖以高效稳定运行的信息网络环境无疑显得至关重要。村镇银行作为金融市场上的新兴金融实体,一般规模较小,财力有限,而且科技力量薄弱,缺乏对信息管理风险的防控能力,因此,自身业务特点加之与其发起行之间的关系,决定了村镇银行需要建设一个既能够最大限度地控制成本,又能够满足自身业务稳定发展的网络和信息技术平台。本文就选择村镇银行信息网络系统建设为课题,结合案例,通过全新的视角、科学的方法来探讨村镇银行联合信息网络平台的规划、设计与实施。本文绪论部分归纳总结了目前村镇银行常见的IT系统建设模式,并对其实用性进行了比较分析,进而提出了一个新的IT系统建设模式,即联合信息网络模式。第二章着重阐述了全篇论证的理论基础。第三章基于绪论提出的新系统建设模式提出了联合信息网络平台的建设方案,并详细分析了联合信息网络模式下IT系统建设的客观环境,并从不同角度提出策略选择建议。第四章确定联合信息网络平台建设目标,对设计理念进行了阐释。第五章结合实际案例,总结给出了联合信息网络平台项目建设各个方面的实施策略,同时对项目的风险进行了量化分析,并提出控制策略。最后结论与展望一章归纳了全文的研究成果,并对村镇银行的IT建设进行了展望。本文的研究给当前村镇银行等中小型金融机构的信息网络建设提供了一个新的模式,对于如何利用项目管理的理论和方法指导和实施信息化建设项目也有一定的参考价值。
[Abstract]:In recent years, with the increase of national financial support to rural areas, the development of rural banks is attracting more and more attention, gradually becoming an indispensable role in the rural financial system. The establishment of village banks is an innovative way to solve the problem of "financial suppression", such as low coverage of financial services in rural areas, insufficient financial supply and inadequate competition, which can improve the level of financial services in rural areas. Promoting rural economic and social harmony, stability and sustainable development, will undoubtedly play a positive role. As we all know, the banking industry has always been an industry with extensive and deep application of information technology. Behind the business competition, it is the competition of IT strategy to support the development of business. Among them, the information network environment on which all kinds of services depend on efficient and stable operation is undoubtedly very important. As a new financial entity in the financial market, village banks are generally small in scale, limited in financial resources, weak in science and technology, and lack the ability to prevent and control information management risks. It is decided that the village bank needs to build a network and information technology platform which can not only control the cost to the maximum extent, but also satisfy the steady development of its own business. This article chooses the village bank information network system construction as the topic, unifies the case, through the brand-new angle of view, the scientific method discusses the village bank union information network platform plan, the design and the implementation. The introduction part of this paper summarizes the common IT system construction mode of village bank at present, and compares and analyzes its practicability, and then puts forward a new IT system construction mode, that is, joint information network mode. The second chapter focuses on the theoretical basis of the whole argumentation. In chapter 3, based on the new system construction model proposed by introduction, the construction scheme of joint information network platform is put forward, and the objective environment of IT system construction under joint information network mode is analyzed in detail, and the suggestions of strategy selection are put forward from different angles. The fourth chapter defines the construction goal of the joint information network platform and explains the design idea. In the fifth chapter, combined with practical cases, the implementation strategies of each aspect of project construction of joint information network platform are summarized, and the risk of the project is analyzed quantitatively, and the control strategy is put forward. Finally, the conclusion and prospect chapter summarizes the research results of this paper, and looks forward to the IT construction of village banks. The research in this paper provides a new model for the information network construction of small and medium-sized financial institutions such as village banks and so on. It also has certain reference value for how to use the theory and method of project management to guide and implement the information construction projects.
【学位授予单位】：大连海事大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.35

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