论网络安全保险发展初级阶段的问题与对策

发布时间：2018-06-07 22:12

本文选题：网络安全保险 + 网络风险　；参考：《情报杂志》2017年12期

【摘要】：[目的/意义]网络安全保险对社会整体网络安全具有基础性作用,明确其发展初级阶段面临的问题并改进,有利于促进网络安全保险的稳健发展,同时也有利于网络事故情报共享体系的建成。[方法/过程]以国际上两代理论成果为研究框架,并结合当前实践,分析了当前网络安全保险发展初级阶段的核心问题:传统保险策略在网络安全风险领域"失能";网络风险基础数据缺乏;网络风险的强关联性易导致巨灾效应;信息不对称问题。[结果/结论]在国际最新研究和实践成果基础上,提出网络安全保险独立化专业化,构建网络事故情报共享数据库,建立政府补贴型再保险体系,制定专门措施削减信息不对称效应等对策。
[Abstract]:[purpose / significance] Network security insurance plays a fundamental role in the overall social network security. It is beneficial to the steady development of network security insurance to make clear the problems in the initial stage of its development and to improve it. At the same time, it is also conducive to the establishment of network accident information sharing system. [methods / processes] using two generations of international theoretical results as the research framework and combining current practice, This paper analyzes the core problems in the primary stage of the development of network security insurance: the traditional insurance strategy is "disabled" in the field of network security risk, the basic data of network risk is lacking, the strong correlation of network risk can easily lead to catastrophe effect; Information asymmetry problem. [results / conclusion] on the basis of the latest international research and practice results, it is proposed that the network security insurance should be independent and specialized, the network accident information sharing database should be constructed, and the government subsidized reinsurance system should be established. Formulate special measures to reduce information asymmetry and other countermeasures.
【作者单位】：西安交通大学法学院;
【基金】：国家社会科学基金重大项目“网络社会治理创新研究”(编号:15ZDA047)的阶段性成果;国家社会科学基金项目“我国网络安全立法研究”(编号:15BFX050)的阶段性成果陕西省社会科学基金项目“基于IT国际供应链国家安全审查的IT供应商法规遵从与应对研究”(编号:13F060)的阶段性成果陕西省软科学项目“陕西省大数据环境下个人信息数据挖掘的法律规制研究”(编号:2014KRM73)的阶段性成果
【分类号】：D922.16;TP393.08

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