新疆金融发展对城乡收入差距影响的实证研究

发布时间：2018-02-27 10:33

本文关键词： 新疆城乡收入差距金融发展　出处：《新疆大学》2016年硕士论文　论文类型：学位论文

【摘要】：经过改革开放历程,我国经济进入突飞猛进的发展阶段,金融发展也取得举世瞩目的成绩。然而也存在着贫富差距、城乡差距逐步加大这些问题和不足,尤其是城乡差距越发明显,城市与乡村人均收入差距也有逐年增高的趋势。国家整体经济发展城乡差距加大的趋势在新疆也表现明显,在研究新疆自治区1978-2014年的相关数据后,不难发现新疆在经济发展上也存在城乡差距的问题,这对于新疆和谐稳定发展形成了不利因素。本文是以新疆维吾尔自治区经济发展相关数据为调研对象,并梳理了1978-2014年新疆城乡收入差距与金融发展的趋势与特点。最终从定性分析和定量分析两个角度的创新点进行研究:(1)引入金融发展对城乡收入差距影响的机制分析,即弱化贫困效应、非均衡效应、门槛效应。从而为研究二者关系奠定了良好的理论基础。(2)借鉴并扩展了Clark,Xu和Zou的计量模型,采用新的变量以及新疆11个地州近10年的面板进行单位根检验、协整检验、回归分析。回归的最终结果发现:金融发展规模和金融发展效率与城乡收入差距显著负相关;城镇化、农林水事务支出、第一二产业比重也均与城乡收入差距显著负相关;人力资本与城乡收入差距相关性不显著;同时城乡收入差距具有很强的滞后影响。最后从金融、城镇化、产业结构等角度为缩小收入差距提供参考建议:(1)以金融作为切入点。第一、强制性制度变迁,政府引导城乡金融发展。第二、深化金融银行业改革,明确各金融机构职能和优势,提高发展效率。第三,推进农村金融保险、信贷工作。(2)城镇化建设。优化户籍管理制度,提升城镇化发展水平。(3)产业方面。调整财政支农的运行形势,调整新疆第一产业、第二产业以及第三产业的结构。(4)其他方面。第一,进行农村社会保障体系的建设。第二、抓好九年义务教育工作。
[Abstract]:After the course of reform and opening up, our country's economy has entered the stage of rapid development, and the financial development has also made remarkable achievements. However, there is also a gap between the rich and the poor, and the gap between urban and rural areas is gradually increasing these problems and deficiencies. In particular, the gap between urban and rural areas is becoming more and more obvious, and the gap between urban and rural per capita income is also increasing year by year. The trend of increasing the gap between urban and rural areas in the overall economic development of the country is also evident in Xinjiang. After studying the relevant data of Xinjiang Autonomous region from 1978 to 2014, It is not difficult to find that there is a gap between urban and rural areas in the economic development of Xinjiang, which is a disadvantage factor for the harmonious and stable development of Xinjiang. This paper takes the relevant data of economic development of Xinjiang Uygur Autonomous region as the research object. And combing the trends and characteristics of income gap and financial development in Xinjiang from 1978 to 2014. Finally, this paper analyzes the mechanism of the influence of financial development on urban-rural income gap from qualitative analysis and quantitative analysis. That is, weakening the poverty effect, disequilibrium effect, threshold effect, thus laying a good theoretical foundation for the study of the relationship between them. (2) drawing lessons from and extending the econometric models of Clarkie Xu and Zou. Using the new variables and the panel of 11 prefectures in Xinjiang in the past 10 years, the unit root test, cointegration test and regression analysis are carried out. The final results of regression show that the scale of financial development and the efficiency of financial development are negatively correlated with the income gap between urban and rural areas. Urbanization, agricultural and forestry water expenditure, and the proportion of 12th industries are negatively correlated with the urban-rural income gap; human capital has no significant correlation with the urban-rural income gap; at the same time, the urban-rural income gap has a strong lag effect. Urbanization, industrial structure and other angles provide suggestions for narrowing the income gap. (1) take finance as the starting point. First, mandatory institutional changes, the government guides the development of urban and rural finance. Second, deepen the reform of financial and banking sectors. Clarify the functions and advantages of financial institutions, improve development efficiency. Third, promote rural financial insurance, credit work and urbanization, optimize the household registration management system, Upgrade the development level of urbanization. (3) Industry. Adjust the operating situation of fiscal support for agriculture, readjust the structure of the primary, secondary and tertiary industries in Xinjiang. First, carry out the construction of the rural social security system. Second, Do a good job in nine years of compulsory education.
【学位授予单位】：新疆大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F124.7;F832.7

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