P2P网络借贷电子商务平台设计与实现

发布时间：2018-01-08 02:24

本文关键词：P2P网络借贷电子商务平台设计与实现　出处：《湖南大学》2014年硕士论文　论文类型：学位论文

【摘要】：随着信息技术的广泛运用和全球化趋势的不断推进，，作为一种全新的、极具竞争力的经济模式，电子商务得到了高速发展。将电子商务引入信贷行业，是信息技术不断发展的结果，以解决小额贷款管理工作难的问题。特别是，近两年来发展迅猛的P2P网络借贷，极大地满足了传统融资渠道难的中小企业或个人的小额贷款需求。因此，开发一个对现有P2P网络借贷相关业务进行信息管理和决策支持的电子商务网站，已经成为P2P借贷企业的重要项目之一。本文根据财信典当公司的小额信贷业务拓展需要，系统地研究了P2P网络借贷电子商务平台的规划设计和关键技术。本文所做的工作主要包括以下三个部分：首先，本文从理论上介绍了小额贷款的概念及特征，阐述了小额贷款公司的发展情况，总结了电子商务发展近况及其主要功能，剖析了P2P网络借贷的发展历程和运营模式；关于技术，本文介绍了PHP开发语言的优势以及本研究所涉及的PHP网站开发软件，并对本研究的开发环境配置方案进行了概述。其次，通过对P2P网络借贷发展的必要性及其流程行为特征进行分析，提出P2P网络借贷电子商务平台的功能需求和性能需求。根据平台设计原则，以三层开发模式的体系结构为标准，对P2P网络借贷电子商务平台的具体功能模块进行规划设计。最后，在分析研究的基础上，以财信典当公司的P2P网络借贷业务为研究对象，开发并实现整个P2P网络借贷电子商务平台的搭建。
[Abstract]:With the extensive use of information technology and the trend of globalization, as a new and highly competitive economic model, e-commerce has been developing at a high speed. It is the result of the continuous development of information technology to solve the problem of microfinance management. Especially, the rapid development of P2P network lending in the past two years. It greatly meets the needs of small and medium-sized enterprises or individuals with difficult traditional financing channels. Therefore, we develop an e-commerce website for information management and decision support to the existing P2P network lending related business. It has become one of the important projects of P2P loan enterprises. This article according to the financial credit pawn company's microfinance business expansion needs. This paper systematically studies the design and key technologies of P2P network lending e-commerce platform. The work of this paper mainly includes the following three parts: first. This paper theoretically introduces the concept and characteristics of micro-credit, expounds the development of micro-credit companies, summarizes the recent development of e-commerce and its main functions. The development course and operation mode of P2P network loan are analyzed. On the technology, this paper introduces the advantages of PHP development language and the PHP website development software involved in this study, and summarizes the development environment configuration scheme of this study. Secondly. Based on the analysis of the necessity of the development of P2P network lending and the characteristics of its process behavior, this paper puts forward the functional and performance requirements of the P2P network lending e-commerce platform, according to the design principles of the platform. With the three-tier development model as the standard, the specific functional modules of P2P network lending e-commerce platform are planned and designed. Finally, on the basis of analysis and research. Taking the peer-to-peer network lending business of Caixin pawn Company as the research object, this paper develops and realizes the construction of the whole P2P network lending e-commerce platform.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：TP311.52;TP393.09

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