资金困境、金融深化与我国农业技术进步——基于浙、滇和豫三省253个农户问卷的思考

发布时间：2018-06-28 08:14

本文选题：信贷资金 + 金融深化　；参考：《江汉论坛》2012年06期

【摘要】：本文依据浙、滇和豫三省253个农户问卷,采用专家评估法和多元加权回归分析方法,验证了金融深化和农业技术进步存在明显的相互作用。在其他条件不变的情况下,增加金融信贷服务规模,完善农村金融市场的竞争机制,均有助于加快农村的技术进步;而农村金融深化中的金融监管和风险管理和农户个人的资金积累对农业技术进步的影响不明显,说明减缓农业技术进步中的资金约束,不能过度依赖农户自身积累的增长,另外,需要重视当前农村金融深化中引发或者诱发的风险,降低农户信贷的信息不对称性。在继续增加对农业技术进步的财政支持和努力提高农户收入水平的条件下,使用农村金融深化的手段来促进农业技术进步,是当前农业技术创新政策体系中不可或缺的一个环节。
[Abstract]:Based on 253 peasant household questionnaires in Zhejiang, Yunnan and Henan provinces, the paper verifies the obvious interaction between financial deepening and agricultural technological progress by means of expert evaluation and multivariate weighted regression analysis. Under other conditions, increasing the scale of financial credit service and perfecting the competitive mechanism of rural financial market will help to speed up the technical progress in rural areas; However, the financial supervision and risk management in the deepening of rural finance and the individual capital accumulation of farmers have little effect on the agricultural technological progress, which indicates that the financial constraints in slowing down the agricultural technological progress cannot be excessively dependent on the growth of farmers' own accumulation. In addition, we should pay attention to the risks caused or induced by the deepening of rural finance, and reduce the information asymmetry of farmers' credit. Under the conditions of continuing to increase financial support for agricultural technological progress and to strive to raise the income level of farmers, the means of deepening rural finance should be used to promote agricultural technological progress. It is an indispensable link in the current policy system of agricultural technological innovation.
【作者单位】：华中农业大学经济管理学院;
【基金】：教育部人文社会科学研究规划项目“转危为机视角下的我国农村金融深化的路径与政策研究”(项目编号:09YJC790108)的阶段性成果
【分类号】：F832.1;F323.3;F323.9;F224

【参考文献】