商业银行海外并购效应及发展策略——以中国工商银行海外并购为例

发布时间：2018-07-06 07:50

本文选题：海外并购 + Malmquist　；参考：《经济问题》2015年09期

【摘要】：伴随着利率市场化改革,2015年5月1日中国开始施行《存款保险制度》,这表明银行业市场化水平正在不断提高,并逐步进入国际化。中国商业银行抓住机遇,积极进行跨国并购,这为中国银行业引进新技术、新人才,加深中国商业银行的国际地位及影响提供有效渠道。通过对中国工商银行2008~2014年的财务数据进行财务指标分析和Malmquist TFP指数分析,结果发现:在收购泰国ACL银行和东亚银行的并购行为中,盈利能力在短期内得到了显著提高;在成本效率方面,收购的海外银行在短时间内不能很好地融入,但在整合之后,收购的银行能很好地契合在银行体系中,同时成本效率也开始提高。由此可见,中国工商银行的海外并购行为是比较成功的,为中国银行业进行海外并购提供了有益借鉴。
[Abstract]:With the reform of interest rate marketization, China began to implement the deposit insurance system on May 1, 2015, which indicates that the marketization level of the banking industry is constantly improving and gradually entering the internationalization. China's commercial banks seize the opportunity and actively carry out cross-border mergers and acquisitions, which provides an effective channel for China's banks to introduce new technologies and talents, and to deepen the international status and influence of Chinese commercial banks. Through the financial index analysis and Malmquist TFP index analysis of the financial data of Industrial and Commercial Bank of China from 2008 to 2014, it is found that in the acquisition of ACL Bank of Thailand and Bank of East Asia, profitability has been significantly improved in the short term; In terms of cost efficiency, overseas banks can not be well integrated in a short period of time, but after integration, the acquired banks can fit well into the banking system, and the cost efficiency is also beginning to improve. It can be seen that the overseas M & A behavior of ICBC is relatively successful, which provides a useful reference for the Chinese banking industry to conduct overseas M & A.
【作者单位】：北京交通大学经济管理学院;
【分类号】：F832.33

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