林权抵押贷款运行情况的调查研究——以辽宁省抚顺市林权抵押贷款实践为例

发布时间：2018-07-10 09:09

本文选题：林权抵押贷款 + 金融创新　；参考：《农村经济》2012年11期

【摘要】：长期以来,我国林农和林业企业一直面临融资困境,导致林业产业发展受到严重制约。林权抵押贷款则为破解林农贷款难问题找到了突破口,有效缓解了林农和林业中小企业的融资困境。本文以辽宁省抚顺市为例,首先介绍了抚顺市林权抵押贷款取得的明显成效,包括林权抵押贷款加速了林业产业发展、带动了农民脱贫致富以及促进了金融机构增盈增效,但同时也指出了还存在林权抵押贷款风险分散机制及林业服务体系不完善等问题。其次提出了建立林业保险机制和多元化的风险担保体系、健全和完善林权管理服务体系的相关政策建议。
[Abstract]:For a long time, forestry farmers and forestry enterprises have been faced with financing difficulties, resulting in serious constraints on the development of forestry industry. On the other hand, the mortgage loan of forest property has found a breakthrough to solve the difficult problem of forest agriculture loan, and effectively alleviated the financing predicament of forest farmers and small and medium-sized forestry enterprises. Taking Fushun City of Liaoning Province as an example, this paper first introduces the obvious achievements of forest right mortgage loan in Fushun City, including the acceleration of forestry industry development by forest right mortgage loan, the lifting farmers out of poverty and becoming rich, and the increase in profit and efficiency of financial institutions. But at the same time, it also points out that there are still some problems, such as the risk dispersing mechanism of forest right mortgage loan and the imperfect forestry service system. Secondly, the paper puts forward some policy suggestions on establishing forestry insurance mechanism and diversified risk guarantee system, perfecting and perfecting forest property right management service system.
【作者单位】：沈阳农业大学经济管理学院;
【基金】：辽宁省科技厅软科学项目“加快林权抵押贷款,推进辽宁省社会主义新农村建设”(编号:2010401017),辽宁省科技厅软科学项目“辽宁省林权改革下林业产业化发展研究”(编号:2008401046) 国家自然科学基金青年项目“农村土地经营权抵押贷款跟踪研究:供需、效果与机制分析”(编号:71203147) 教育部人文社科项目青年基金“农村土地承包经营权抵押贷款运行机制与绩效评价”(编号:11YJC790249) 沈阳市科技局软科学项目“沈阳市都市农业建设现状与发展对策研究”(编号:F11-263-5-02),沈阳市科技局软科学项目“沈阳市城市化进程中失地农民问题研究”(编号:F11-263-5-01)的阶段性研究成果
【分类号】：F326.23;F832.4

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