武城县农信社小额信贷风险管理研究
发布时间：2018-08-27 07:40
【摘要】：随着武城县经济的快速发展,武城县农信社的小额信贷业务量增长得也很快,但是小额信贷业务在管理过程中遇到了贷款额度小、辐射人群面广、管理难度大、信贷风险高等问题,如何改善武城县农信社小额信贷风险管控就成为一个迫切的问题。 作者通过对武城县农信社小额信贷业务开展的现状与存在的问题,进行了深入的思考和细致的分析,并用真实可靠的数据对小额信贷业务中遇到的信用风险、操作风险、市场风险和其他风险进行深入剖析,揭示了各类风险产生的深层次根源,提出各类风险的破解方案,为武城县农信社小额信贷业务稳健发展提供帮助,并为其他金融机构发展小额信贷业务提供有益参考。
[Abstract]:With the rapid economic development of Wucheng County, the microfinance business of Wushu Rural Credit Cooperative has also increased rapidly. However, in the process of management, the micro-credit business has encountered a small amount of loans, a wide range of radiated people, and great difficulty in management. The problem of high credit risk, how to improve the management of micro-credit risk in Wushu Rural Credit Cooperative has become an urgent problem. Based on the present situation and existing problems of the micro-credit business in Wucheng Rural Credit Cooperative, the author makes a deep thinking and detailed analysis, and makes use of the real and reliable data to analyze the credit risk and operational risk encountered in the micro-credit business. The market risk and other risks are deeply analyzed, the deep-rooted causes of various kinds of risks are revealed, and the solutions of various kinds of risks are put forward, which will help the steady development of the micro-credit business of Wucheng Rural Credit Co., Ltd. And for other financial institutions to develop microfinance business to provide a useful reference.
【学位授予单位】：昆明理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.35;F832.4
本文编号：2206577
[Abstract]:With the rapid economic development of Wucheng County, the microfinance business of Wushu Rural Credit Cooperative has also increased rapidly. However, in the process of management, the micro-credit business has encountered a small amount of loans, a wide range of radiated people, and great difficulty in management. The problem of high credit risk, how to improve the management of micro-credit risk in Wushu Rural Credit Cooperative has become an urgent problem. Based on the present situation and existing problems of the micro-credit business in Wucheng Rural Credit Cooperative, the author makes a deep thinking and detailed analysis, and makes use of the real and reliable data to analyze the credit risk and operational risk encountered in the micro-credit business. The market risk and other risks are deeply analyzed, the deep-rooted causes of various kinds of risks are revealed, and the solutions of various kinds of risks are put forward, which will help the steady development of the micro-credit business of Wucheng Rural Credit Co., Ltd. And for other financial institutions to develop microfinance business to provide a useful reference.
【学位授予单位】：昆明理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.35;F832.4
【参考文献】
相关期刊论文 前10条
1 施大洋,杨朝军;农村信用社信贷风险内部控制机制探讨[J];安徽农业科学;2005年03期
2 杨红丽;辛瑞;;农户小额信贷风险预警体系的创立[J];商业研究;2009年06期
3 陈红兵;;小额贷款发展与风险管理研究[J];湖北农村金融研究;2009年08期
4 石俊志;;小额信贷发展模式的国际比较及其对我国的启示[J];国际金融研究;2007年10期
5 熊学萍;易法海;;农户小额信贷风险:表现、成因与应对策略[J];华东经济管理;2005年11期
6 邬秋颖;;我国农户小额信贷风险分析及对策[J];商业经济;2008年01期
7 王双正;我国农村小额信贷问题研讨述评[J];现代经济探讨;2005年11期
8 许兴勤;周朝政;;如何规范农户小额贷款贷前调查行为[J];现代金融;2010年06期
9 黄忆寒;;农户小额信贷的风险及其防范——以江苏农村信用社为例[J];农村金融研究;2010年03期
10 李红;;小额信贷运作的风险管理浅析[J];企业导报;2009年07期
相关博士学位论文 前1条
1 张平;中国农村小额信贷风险管理研究[D];西北农林科技大学;2012年
，本文编号：2206577
本文链接：https://www.wllwen.com/jingjilunwen/guojijinrong/2206577.html
