财富管理与信托制度的应用研究
发布时间：2018-09-17 17:59
【摘要】：随着我国经济高速发展、居民私人财富日益积累，不断壮大的高端客户群体迫切需要专业的金融机构为其提供有针对性的差异化财富管理综合服务，财富管理业务也就成为各大金融机构争相抢占的一片蓝海。信托制度由于具有权益重构、风险隔离、灵活多变等优势，在实现财产保护、积累、传承等目标过程中发挥了重要作用，因而成为国内外重要的财富管理工具之一。 本文分为六个章节，各章内容如下：第一章，阐述了本文的研究背景及意义，并对国内外相关研究现状进行总结；第二章，指出当前我国私人财富市场潜力巨大，发展财富管理业务前景广阔、意义突出；第三章，从财富管理在国外的发展历程入手，总结了瑞银集团和花旗集团的财富管理模式，同时，对近年来我国兴起的私人银行、证券公司、基金管理公司、第三方理财机构、信托公司等机构在开展财富管理业务方面进行比较研究；第四章，基于信托的基本概念，揭示其制度优越性，阐释信托在财富管理领域里的应用体现；第五章，使用SWOT模型对信托公司从事财富管理业务进行综合分析，详细归纳信托公司具有的优势和劣势及其所面临的机遇和威胁，，然后又以外贸信托从产品销售向财富管理转型为案例展开实例探讨；第六章，在前文研究的基础之上，从外部环境和自身完善两大层面，提出了促进信托公司发展财富管理业务的相关建议。
[Abstract]:With the rapid development of our economy and the accumulation of private wealth, the growing group of high-end clients urgently need professional financial institutions to provide them with targeted differentiated wealth management integrated services. Wealth management business has become a major financial institutions scramble to seize a blue sea. Because of the advantages of equity reconstruction, risk isolation, flexibility and variability, trust system plays an important role in the process of property protection, accumulation, inheritance and so on, so it has become one of the important tools of wealth management at home and abroad. This paper is divided into six chapters, each chapter is as follows: the first chapter, elaborated the research background and the significance of this article, and carried on the summary to the domestic and foreign correlation research present situation, the second chapter, pointed out our country private wealth market potential to be enormous, The development of wealth management business has broad prospects and prominent significance. Chapter three, from the development of wealth management in foreign countries, sums up the wealth management models of UBS and Citigroup, at the same time, the rise of private banks in China in recent years, Securities companies, fund management companies, third-party financial institutions, trust companies and other institutions in the development of wealth management business comparative study. Chapter four, based on the basic concept of trust, reveals its institutional advantages, In chapter 5, we use the SWOT model to analyze the trust company's wealth management business, and summarize the advantages and disadvantages of trust company and the opportunities and threats faced by trust company in detail, and explain the application of trust in the field of wealth management, chapter five, the use of SWOT model to conduct a comprehensive analysis of the trust company engaged in wealth management business. Then taking the transition of foreign trade trust from product sales to wealth management as a case study, the sixth chapter, on the basis of the previous research, from the external environment and its own improvement two levels, Some suggestions are put forward to promote the trust company to develop wealth management business.
【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.49
本文编号：2246688
[Abstract]:With the rapid development of our economy and the accumulation of private wealth, the growing group of high-end clients urgently need professional financial institutions to provide them with targeted differentiated wealth management integrated services. Wealth management business has become a major financial institutions scramble to seize a blue sea. Because of the advantages of equity reconstruction, risk isolation, flexibility and variability, trust system plays an important role in the process of property protection, accumulation, inheritance and so on, so it has become one of the important tools of wealth management at home and abroad. This paper is divided into six chapters, each chapter is as follows: the first chapter, elaborated the research background and the significance of this article, and carried on the summary to the domestic and foreign correlation research present situation, the second chapter, pointed out our country private wealth market potential to be enormous, The development of wealth management business has broad prospects and prominent significance. Chapter three, from the development of wealth management in foreign countries, sums up the wealth management models of UBS and Citigroup, at the same time, the rise of private banks in China in recent years, Securities companies, fund management companies, third-party financial institutions, trust companies and other institutions in the development of wealth management business comparative study. Chapter four, based on the basic concept of trust, reveals its institutional advantages, In chapter 5, we use the SWOT model to analyze the trust company's wealth management business, and summarize the advantages and disadvantages of trust company and the opportunities and threats faced by trust company in detail, and explain the application of trust in the field of wealth management, chapter five, the use of SWOT model to conduct a comprehensive analysis of the trust company engaged in wealth management business. Then taking the transition of foreign trade trust from product sales to wealth management as a case study, the sixth chapter, on the basis of the previous research, from the external environment and its own improvement two levels, Some suggestions are put forward to promote the trust company to develop wealth management business.
【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.49
【引证文献】
相关期刊论文 前1条
1 阮月彬;;财富管理中顾客关系信任的影响因素分析[J];时代金融;2016年02期
相关硕士学位论文 前4条
1 刘申;A银行家族信托业务竞争战略研究[D];山东大学;2016年
2 闫莉;大数据时代商业银行私人财富管理发展策略研究[D];天津商业大学;2016年
3 谢姗蓉;Z证券N营业部财富管理业务发展研究[D];广西大学;2016年
4 禚昌娥;家族信托在财产传承中的法律问题研究[D];上海交通大学;2015年
本文编号：2246688
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