人民币国际化的路径与效应研究

发布时间：2018-10-22 18:21

【摘要】：2008年金融危机使得以美元为中心的货币体系遭到国际社会的质疑，认为美元是全球金融失衡的罪魁祸首。然而美国并没有弥补它给全世界经济带来的危害，而是继续利用美元这一国际中心货币，大规模印刷钞票，把本国的危机转嫁他国。随后的欧债危机又给当代经济带来一记重创，不仅扰乱了自身的稳定，还影响了欧元的国际地位。而在这两次金融危机中，中国坚持人民币不贬值，并保持了相对稳健的金融体系，为世界各国摆脱金融危机做出了巨大的贡献，也进一步稳定了人民币的国际地位。但是此次危机也给中国经济带来不小的影响，使中国不得不面对巨额的外汇损失，使本国出口企业遭遇汇率风险。此时，中国应该抓住时机，大力推进人民币国际化的进程，这不仅有助于我国走出金融危机的困境，提升我国综合经济实力，而且可以改善国际货币体系的构成，为整个世界经济稳定做出自己的贡献。本文首先是从叙述货币国际化的相关理论入手，，通过相对详尽的理论研究，从宏观上把握货币国际化的理论知识；其次，分析了主要货币国际化的路径、以及对人民币国际化的借鉴意义。虽然各国所处的国际环境、发展情况等等因素均不尽相同，但是我国仍需要仔细的研究，趋利避害；再次，描述了人民币的发展现状，根据现阶段的特征，描述了人民币的可能的发展趋势；最后，从正反两方面阐述了人民币国际化的效应问题，因为人民币国际化是一个既定的目标，虽然路途很漫长，但是终究会达到。因此，我们必须先看到未来可能出现的问题，并提出应对措施，防范于未然，使我国的国际化道路更加畅通。
[Abstract]:The 2008 financial crisis raised questions about the dollar-centric monetary system, which was blamed for global financial imbalances. Instead of making up for the damage it has done to the world's economy, the United States continues to use the dollar, the international hub currency, to print money on a large scale and to pass on its own crisis to other countries. The subsequent European debt crisis hit the contemporary economy hard, disrupting not only its own stability, but also the euro's international standing. In these two financial crises, China insisted on not devaluing the RMB, and maintained a relatively stable financial system, which made a great contribution to getting rid of the financial crisis in the world, and further stabilized the international status of the RMB. But the crisis has also had a big impact on China's economy, forcing it to face huge foreign exchange losses and currency risks for its exporters. At this time, China should seize the opportunity to vigorously promote the process of RMB internationalization. This will not only help our country out of the dilemma of the financial crisis, enhance our comprehensive economic strength, but also improve the composition of the international monetary system. We will make our own contribution to the stability of the entire world economy. Firstly, this paper starts with the related theories of monetary internationalization, through relatively detailed theoretical research, grasps the theoretical knowledge of currency internationalization from the macro level; secondly, it analyzes the path of major currency internationalization. And the reference significance to RMB internationalization. Although the international environment, development situation and other factors of each country are not the same, our country still needs careful study in order to seek advantages and avoid disadvantages. Thirdly, it describes the current situation of RMB development, according to the characteristics of the current stage. This paper describes the possible development trend of RMB, and finally, expounds the effect of RMB internationalization from both positive and negative aspects, because RMB internationalization is an established goal, although the road is long, it will eventually be achieved. Therefore, we must first see the possible problems in the future, and put forward countermeasures to prevent them, so as to make our country's internationalization road more smooth.
【学位授予单位】：吉林财经大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.6

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