金融诚信环境建设研究

发布时间：2018-11-01 12:29

【摘要】：造成我国金融诚信环境不佳的因素诸多,但有两个最基本因素起关键作用,一是我国经济体制处于转轨阶段;二是中国整体经济处于工业化初期的经济起飞阶段。本文正是基于对这一特殊阶段的研究,从而为解决问题寻找到了有效途径和坚实理论支撑,提出了金融诚信建设重在地方政府,必须作为"头雁工程"。同时,金融诚信是金融业可持续发展的重要基础,也是金融业健康发展的生命线。金融业自身要把诚信建设作为经营管理的重要出发点和目标之一,从而以诚信质量保证信贷质量,以信贷质量落实诚信建设,以银行诚信带动社会诚信。对金融诚信建设方案进行标本兼治的速效治理和长效机制构思和设计,重点对银企对接进行全方位谋划。
[Abstract]:There are many factors that lead to the poor financial credit environment in China, but two basic factors play a key role. One is that the economic system of our country is in the transition stage, the other is that the whole economy of China is in the economic take-off stage in the early stage of industrialization. Based on the research of this special stage, this paper finds an effective way and solid theoretical support to solve the problem, and points out that the construction of financial honesty and credit should be regarded as "the first goose project" and the most important thing in the construction of financial honesty and credit lies in the local government. At the same time, financial integrity is an important foundation for the sustainable development of the financial industry, but also the lifeline of the healthy development of the financial industry. In order to guarantee credit quality by credit quality, credit construction should be taken as one of the important starting points and goals of management and management in financial industry itself, and credit construction should be carried out by credit quality, and social honesty should be promoted by bank honesty. The quick-acting governance and the design of long-term mechanism of financial integrity construction scheme are proposed and designed, with emphasis on the overall planning of banking-enterprise docking.
【作者单位】：广东发展银行郑州分行;
【分类号】：F832

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