中国商业银行开展碳金融的效应分析及对策研究
发布时间：2018-12-18 13:19
【摘要】：碳金融服务于低碳经济，是为减少温室气体排放、缓解全球气候变暖问题而产生的金融活动，它的出现在全球范围内掀起一场转变金融发展模式的革命。商业银行作为重要的金融机构，碳金融的发展对其影响甚大。中国开展碳金融时间较短，碳金融体系尚未健全，国内大部分商业银行缺乏开展碳金融积极性。然而，在低碳经济下，国内商业银行以传统存贷业务为主的发展模式已严重制约了银行自身的发展。参与碳金融，能为商业银行提供转型契机，有利于其实现可持续发展。因此，探讨国内商业银行开展碳金融的影响效应，有助于促进国内碳金融与商业银行的共同发展。 本文在阐述目前国内外商业银行开展碳金融的现状以及整理相关文献研究基础上，通过理论与实证分析国内商业银行开展碳金融对银行的影响效应。首先从“为什么开展”、“怎么开展”以及“开展效应如何”三个理论方面阐述商业银行开展碳金融的动因、形式与影响效应。然后对商业银行开展碳金融的影响效应进行实证分析。基于理论与实证分析的结果，，最后从外部机制的构建、带动效应的形成以及内部机制的完善三个方面提出商业银行开展碳金融的对策建议。 本文采用理论分析与实证分析相结合的方法，对商业银行开展碳金融的影响效应做出积极的探索，并得到如下的研究结论：商业银行积极开展碳金融能促进其盈利能力、创新能力以及风险管理能力的提升，从而提高银行竞争力，有利于其可持续发展。当前，国内碳金融处于起步阶段，商业银行开展碳金融的积极性不足，急需构建并完善银行内部与外部碳金融机制。而国有商业银行是国内商业银行的核心，其对碳金融开展的带动效应有待加强。
[Abstract]:Carbon finance, which serves the low carbon economy, is a kind of financial activity to reduce greenhouse gas emissions and mitigate the global warming problem. The emergence of carbon finance has set off a revolution to transform the financial development model in the world. As an important financial institution, the development of carbon finance has a great impact on commercial banks. China has a short time to develop carbon finance, carbon finance system has not been perfect, and most domestic commercial banks lack enthusiasm to carry out carbon finance. However, under the low carbon economy, the development model of domestic commercial banks with traditional deposit and loan business has seriously restricted the development of banks themselves. Participation in carbon finance can provide a turning point for commercial banks to achieve sustainable development. Therefore, it is helpful to probe into the influence effect of carbon finance carried out by domestic commercial banks to promote the common development of domestic carbon finance and commercial banks. On the basis of expounding the current situation of domestic and foreign commercial banks developing carbon finance and sorting out the relevant literatures, this paper analyzes the effect of domestic commercial banks' carbon finance on banks through theoretical and empirical analysis. First of all, the motivation, form and effect of commercial banks to develop carbon finance are expounded from three aspects: why, how and how to carry out carbon finance. Then the impact of commercial banks to carry out carbon finance is empirically analyzed. Based on the results of theoretical and empirical analysis, the paper puts forward the countermeasures and suggestions for commercial banks to develop carbon finance from three aspects: the construction of external mechanism, the formation of driving effect and the improvement of internal mechanism. By combining theoretical analysis with empirical analysis, this paper makes a positive exploration on the effect of carbon finance in commercial banks, and obtains the following conclusions: commercial banks can promote their profitability by actively developing carbon finance. The improvement of innovation ability and risk management ability is beneficial to the sustainable development of banks. At present, the domestic carbon finance is in the initial stage, the commercial banks are lack of enthusiasm to carry out carbon finance, it is urgent to construct and perfect the internal and external carbon finance mechanism of the banks. State-owned commercial banks are the core of domestic commercial banks, and their driving effect on carbon finance needs to be strengthened.
【学位授予单位】：华南理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33
本文编号：2385912
[Abstract]:Carbon finance, which serves the low carbon economy, is a kind of financial activity to reduce greenhouse gas emissions and mitigate the global warming problem. The emergence of carbon finance has set off a revolution to transform the financial development model in the world. As an important financial institution, the development of carbon finance has a great impact on commercial banks. China has a short time to develop carbon finance, carbon finance system has not been perfect, and most domestic commercial banks lack enthusiasm to carry out carbon finance. However, under the low carbon economy, the development model of domestic commercial banks with traditional deposit and loan business has seriously restricted the development of banks themselves. Participation in carbon finance can provide a turning point for commercial banks to achieve sustainable development. Therefore, it is helpful to probe into the influence effect of carbon finance carried out by domestic commercial banks to promote the common development of domestic carbon finance and commercial banks. On the basis of expounding the current situation of domestic and foreign commercial banks developing carbon finance and sorting out the relevant literatures, this paper analyzes the effect of domestic commercial banks' carbon finance on banks through theoretical and empirical analysis. First of all, the motivation, form and effect of commercial banks to develop carbon finance are expounded from three aspects: why, how and how to carry out carbon finance. Then the impact of commercial banks to carry out carbon finance is empirically analyzed. Based on the results of theoretical and empirical analysis, the paper puts forward the countermeasures and suggestions for commercial banks to develop carbon finance from three aspects: the construction of external mechanism, the formation of driving effect and the improvement of internal mechanism. By combining theoretical analysis with empirical analysis, this paper makes a positive exploration on the effect of carbon finance in commercial banks, and obtains the following conclusions: commercial banks can promote their profitability by actively developing carbon finance. The improvement of innovation ability and risk management ability is beneficial to the sustainable development of banks. At present, the domestic carbon finance is in the initial stage, the commercial banks are lack of enthusiasm to carry out carbon finance, it is urgent to construct and perfect the internal and external carbon finance mechanism of the banks. State-owned commercial banks are the core of domestic commercial banks, and their driving effect on carbon finance needs to be strengthened.
【学位授予单位】：华南理工大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.33
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