A商业银行拓展投资银行业务研究

发布时间：2019-01-08 14:47

【摘要】：改革开放以来,中国经济得到了快速增长,作为中国金融资源的主要配置者,国有商业银行是功不可没。但在快速发展的过程中,商业银行也积累了一些历史问题,背上了沉重的包袱。当前的商业银行在“分业监制,分业经营”金融体制的影响下,其业务主要是传统的银行业务。并且这些银行为打破外资银行的束缚,积极开发新的业务种类,为突破传统的经营模式而做出全力准备,迅速开设新的利润增长点。本文将研究对象设定为国内银行,将系统研究其投资银行的业务问题,并给出中国商业银行在投资银行业务方面进行拓展的有关方案。本文首先从内涵、法律法规、发展现状、经营模式、业务范围等方面具体分析了国内外商业银行拓展投行业务的现状,提出我国商业银行拓展投行业务是必要的,也是具有优势的,具体表现在信誉、资金、综合服务、客户资源、网络信息等方面。紧接着以A商业银行为例,详细介绍了A商业银行的投行业务发展历程、主要产品等现状,分析了影响业务的制约因素,同时对比分析了A商业银行与工商银行的投行业务发展现状。最后,本文从目标整合与保障措施等方面,提出了关于A商业银行拓展投行业务的对策,并提出了结论与展望。
[Abstract]:Since the reform and opening up, China's economy has been growing rapidly. As the main allocator of China's financial resources, the state-owned commercial banks have contributed to the rapid growth of China's economy. But in the process of rapid development, commercial banks have also accumulated some historical problems, carrying a heavy burden. Under the influence of the financial system of "separate supervision and management", the business of commercial banks is mainly traditional banking business. And in order to break the shackles of foreign banks, actively develop new types of business, break through the traditional business model and make full preparation for the rapid opening of new profit growth. In this paper, the research object is set up as the domestic bank, the investment bank's business problem is studied systematically, and the related scheme of the Chinese commercial bank's investment bank's business expansion is given. Firstly, this paper analyzes the current situation of domestic and foreign commercial banks to expand investment banking business from the aspects of connotation, laws and regulations, development status, business model, business scope and so on, and points out that it is necessary for Chinese commercial banks to expand investment banking business. Also has the advantage, the concrete performance in the prestige, the fund, the comprehensive service, the customer resources, the network information and so on. Then taking A commercial bank as an example, the paper introduces in detail the development course and main products of investment banking business of A commercial bank, and analyzes the restrictive factors that affect the business. At the same time, a commercial bank and Industrial and Commercial Bank of China's investment banking business development status. Finally, this paper puts forward the countermeasures of expanding investment banking business of A commercial bank from the aspects of goal integration and safeguard measures, and puts forward the conclusion and prospect.
【学位授予单位】：电子科技大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.2

【共引文献】