现代金融监管体制改革研究与评价

发布时间：2019-01-09 06:22

【摘要】：发生在1997年的东南亚金融危机给我国和亚洲金融体系的安全与稳定发展带来了巨大的影响，从那之后我国开始了金融监管体系的不断摸索与改革，，从而进一步保障我国金融风险管理体系的完整。在我国现行的金融管理体制下，“一行三会”对证券、保险及银行业实行分业监管。但是随着经济全球化的逐步加深，金融国际化的经营趋势越来越明显，金融机构所呈现的经营形式及业务发展也呈现出多元化，这就使得我国的分业金融监管格局出现了不适应经济发展节奏的情况。正是由于此原因，如何让金融监管作用更大、效率更高以及金融监管未来的组织架构成为我国政府与学术界重点关注的现实问题。本文研究内容具体从以下四个方面阐述。我国金融监管体制的现状分析。通过对当前金融监管体制存在的问题进行分析，根据国内外金融现状，初步提出了我国金融监管体制发展的建议。欧美国家金融监管体制研究。通过对美国和英国两个具有代表性金融监管体制架构、发展历程的研究，对其优点与不足之处进行深入分析，为我国金融监管体制的改革提供借鉴。我国金融监管体制的改革研究。综合分析我国金融监管体制的发展现状以及欧美国家金融监管体制发展历程与模式，进而研究改革之后的我国金融监管体制的架构模式，组成部分以及相关建设指导思想。我国金融监管体制综合评价指标体系分析研究。通过AHP层次分析法建立我国金融监管体制综合评价指标体系，并且进行指标计算，对我国金融监管体制进行评价，为今后我国金融监管体制的可持续发展提供参考建议。深刻研究加强和改进金融监管，防范和化解金融风险对于我国金融监管体系的完善具有重大的指导意义。通过建立我国金融监管体制研究模型，对今后我国政府及相关监管部门改革金融监管模式提供借鉴参考，并对推动我国金融行业运行的健康与持续稳定提出建议。
[Abstract]:The Southeast Asian financial crisis that occurred in 1997 has brought great influence to the security and stable development of China and the Asian financial system. Since then, China has begun to explore and reform the financial supervision system. So as to further ensure the integrity of our financial risk management system. Under China's current financial management system, securities, insurance and banking are subject to separate supervision. However, with the gradual deepening of economic globalization, the operating trend of financial internationalization is becoming more and more obvious, and the business forms and business development of financial institutions are also showing diversification. This makes the pattern of separate financial supervision unsuitable for economic development. For this reason, how to make financial supervision more effective and the future organizational structure of financial supervision become the focus of our government and academia. The research content of this paper is elaborated from the following four aspects. Analysis of the present situation of China's Financial Supervision system. Based on the analysis of the problems existing in the current financial supervision system and according to the present financial situation at home and abroad, this paper puts forward some suggestions for the development of the financial supervision system in China. Research on Financial Supervision system in European and American countries. Through the research of the two representative financial regulatory system structure and development course of the United States and the United Kingdom, this paper makes an in-depth analysis of its advantages and disadvantages, and provides a reference for the reform of the financial supervision system in our country. Research on the Reform of China's Financial Supervision system. This paper comprehensively analyzes the current situation of the financial supervision system in China and the development course and mode of the financial supervision system in Europe and the United States, and then studies the structural model, components and related construction guiding ideology of the financial supervision system after the reform. Analysis and Research on Comprehensive Evaluation Index system of Financial Supervision system in China. The comprehensive evaluation index system of China's financial supervision system is established through the AHP analytic hierarchy process, and the index calculation is carried out to evaluate the financial supervision system of our country, which provides some reference suggestions for the sustainable development of the financial supervision system in China in the future. It is of great significance to strengthen and improve financial supervision and prevent and resolve financial risks for the perfection of financial supervision system in China. By establishing the research model of financial supervision system in China, this paper provides a reference for our government and related regulatory departments to reform the mode of financial supervision in the future, and puts forward some suggestions to promote the healthy and sustainable operation of the financial industry in our country.
【学位授予单位】：长安大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.1

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