ZX银行NC分行投行业务发展对策研究

发布时间：2019-03-29 19:30

【摘要】：近年来，中国商业银行的投资银行业务得到快速发展，一些商业银行甚至于提出以后的发展思路是投行+商行的业务发展模式，所谓的商行就是银行传统的存、贷、汇业务。而投行业务简单理解就是银行只起中介作用，赚取佣金的一项中间业务，银行不直接提供资金，只是为资金的供、需方提供信用、信息中介的平台作用。因该项业务对银行来讲，无资本消耗、不受信贷规模影响、其可观的收益全部做为中间业务收入，并迎合了在当前我国经济快速发展时期社会融资总需求大幅提高的历史要求，因而成为了当前金融、经济领域研究的热点课题。 ZX银行NC分行的投行业务得到快速发展，，也是近年来各家银行竞相追逐的业务热点，如何保证当下及未来商业银行投行业务又好又快发展值得研究。本文是结合ZX银行NC分行投行业务发展情况，同时结合目前商业银行已在操作的投资银行产品，研究ZX银行NC分行的投行业务如何进一步准确定位，投行产品如何更好的贴近市场，及商业银行投行业务长期稳健发展的问题。试图通过本选题研究，得出一些具有基础性、前瞻性、原创性以及应用价值的研究成果，为商业银行投行业务有效、科学、良性的发展提供一些思考、思路。
[Abstract]:In recent years, the investment banking business of Chinese commercial banks has developed rapidly. Some commercial banks even put forward the development mode of investment banking business in the future. The so-called commercial bank is the traditional deposit, loan and remittance business of banks. And the investment banking business simply understands is the bank only acts as the intermediary function, earns the commission an intermediate business, the bank does not provide the fund directly, only for the fund supply, the demand side provides the credit, the information intermediary platform function. Because this business has no capital consumption and is not affected by the scale of credit, its considerable income is all as intermediate business income, and caters to the historical requirement of a substantial increase in the total demand for social financing in the current period of rapid economic development in China. Therefore, it has become a hot topic in the field of finance and economy. The investment banking business of NC branch of ZX Bank has developed rapidly, which is also a hot spot in recent years. How to ensure that the investment banking business of commercial banks develops well and rapidly in the future is worth studying. Combined with the development of investment banking business of NC Branch of ZX Bank and the investment banking products that commercial banks already operate, this paper studies how to further locate the investment banking business of NC Branch of ZX Bank, which is based on the development of investment banking business of NC Branch of ZX Bank. Investment banking products how to better close to the market, and the long-term sound development of commercial banks investment banking business. Through the study of this topic, some basic, forward-looking, original and practical research results are obtained, which provide some thoughts and ideas for the effective, scientific and benign development of investment banking business in commercial banks.
【学位授予单位】：南昌大学
【学位级别】：硕士
【学位授予年份】：2014
【分类号】：F832.2

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