上海商业储蓄银行网点建设研究（1915-1945）

发布时间：2018-01-01 18:45

本文关键词：上海商业储蓄银行网点建设研究（1915-1945）　出处：《东华大学》2017年硕士论文　论文类型：学位论文

【摘要】：上海商业储蓄银行(以下简称“上海银行”)成立于1915年6月,是民国时期最大的私营商业银行。上海银行开业时资本只有10万元,是当时同行业中资本最少的,一度被称为“小小银行”。通过近二十年的努力经营,上海银行取得了仅次于中国、交通两行的规模成就,其中,分支机构的扩张是其业务扩展的主要标志和必然结果。抗日战争爆发后,上海银行的分支机构急剧收缩,并由东部沿海迁往西南内地,银行实力受到很大折损。本文正文共分为三部分,分别概述上海银行网点建设的发展过程,分析上海银行网点建设的影响因素,并评价上海银行网点建设的成效与局限性。第一部分按照北洋政府时期、南京国民政府战前“黄金十年”和抗日战争时期的的历史分期梳理上海银行网点建设的发展过程,并概括各个时期的发展特点。第二部分结合个案探讨影响上海银行网点建设的政治、经济、社会和交通区位等若干因素,以及这些因素如何影响上海银行的网点建设。第三部分从推动银行业务和地区经济发展两方面肯定上海银行网点建设的积极作用;受当时经营环境的限制和商业银行逐利性质的影响,上海银行的网点建设有一定的局限性。本文通过对不同时期上海银行网点建设的研究,一窥私营商业银行的存立与时代变迁的关系。在近代复杂多变的形势下,上海银行选择与政府保持一定距离,并秉持服务社会的理念,最终实现了银行自身与地区经济发展的双赢。
[Abstract]:Shanghai Commercial savings Bank (hereinafter referred to as "Shanghai Bank") was established in June 1915, is the largest private commercial bank during the Republic of China. It was the least capitalized in the same industry at that time, once called "small bank". Through nearly two decades of hard work, Shanghai Bank has made the scale of the second only to China, traffic two of the achievements, among them. The expansion of branches is the main sign and inevitable result of its business expansion. After the outbreak of the War of Resistance against Japan, the branch of Shanghai Bank shrank sharply and moved from the east coast to the southwest inland. The text of this paper is divided into three parts, summarizes the development process of bank network construction in Shanghai, and analyzes the influencing factors of bank network construction in Shanghai. The first part is according to the period of Beiyang government. Nanjing National Government "Golden decade" before the war and the Anti-Japanese War period of the historical stages to sort out the development of the Bank of Shanghai network construction process. The second part discusses the political, economic, social and traffic location factors that affect the bank network construction in Shanghai. And how these factors affect the network construction of Shanghai Bank. The third part affirms the positive role of Shanghai Bank network construction from the two aspects of promoting banking business and regional economic development; Due to the restriction of the operating environment at that time and the influence of commercial banks' profit-driven nature, the construction of Shanghai Bank's network has some limitations. This paper studies the construction of Shanghai Bank's network in different periods. A glimpse of the relationship between the deposit of private commercial banks and the changes of the times. Under the complicated and changeable situation in modern times, Shanghai Bank chose to maintain a certain distance from the government and uphold the concept of serving the society. Finally, the bank itself and the regional economic development to achieve a win-win.
【学位授予单位】：东华大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.9;K258

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