安徽大别山区金融扶贫效果研究

发布时间：2018-01-05 09:56

本文关键词：安徽大别山区金融扶贫效果研究　出处：《华东经济管理》2017年05期 　论文类型：期刊论文

【摘要】：大别山区是我国扶贫攻坚的主战场,"十二五"以来,安徽积极实施金融脱贫政策,为贫困县区塑造了良好的资本流入条件和环境。文章以2011-2014年安徽大别山片区12个国家贫困县的实证研究表明,金融机构的存贷比和人均生产总值对贫困发生率减少率具有明显的正向影响;财政收支赤字对贫困发生率减少率存在显著的负向影响。据此提出通过鼓励各类金融机构的积极进入贫困地区开展金融服务,建立多元化的金融脱贫合作,加大脱贫金融产品的开发和创新,加强信用体系建设等政策建议,为贫困地区的农户和企业创造更有利的融资环境,努力打赢大别山片区脱贫攻坚战。
[Abstract]:Dabie Mountain area is the main battlefield of poverty alleviation in China. Since the 12th Five-Year Plan, Anhui has actively implemented the policy of financial poverty alleviation. It has created a good capital inflow condition and environment for the poor counties. This paper makes an empirical study of 12 poor counties in the Dabie Mountain region of Anhui Province from 2011-2014. The loan-to-deposit ratio of financial institutions and GDP per capita have a significant positive impact on the incidence of poverty reduction; The deficit of fiscal revenue and expenditure has a significant negative impact on the incidence and reduction of poverty. Therefore, it is proposed to establish diversified financial cooperation for poverty eradication by encouraging all kinds of financial institutions to actively enter the poor areas to develop financial services. We should increase the development and innovation of financial products for poverty alleviation, strengthen the construction of credit system, and create a more favorable financing environment for farmers and enterprises in poor areas, and strive to win the fight against poverty in the Dabie Mountain region.
【作者单位】：安徽农业大学经济管理学院;
【基金】：安徽省政府重大研究课题(皖政研2013-5) 安徽省高校人文社会科学重点研究基地项目(SK2014A044)
【分类号】：F323.8;F832.4
【正文快照】： 一、引言近年来,随着社会的不断进步,经济的不断发展,人们对于扶贫工作的重视程度和迫切性已越来越高。“十二五”以来,我国已将扶贫开发工作作为重点工作在全国范围内推行开展,并有针对性的选择一些区域作为重点扶贫试点地区。本文研究的大别山区即为我国的扶贫主战场之一,大

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